Cecil County property record for 438 Buttonwoods Rd, Elkton, MD 21921 · Last verified August 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 2.5 Baths |
| Architecture Style | Townhouse |
| Year Built | Built 2000 |
| Square Footage | 1,492 sqft Total Area |
| Lot Size | 2,962 sqft (0.068 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $3,203.00 (2025) |
| Primary APN | 03-094235 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,492 sqft Total Area |
| Basement Area | 480 sqft Basement |
| Finished Basement | 480 sqft Finished |
| Stories | 2 Stories |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Townhouse Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 2,962 sqft (0.068 acres) |
| Deck Area | 64 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 094235 |
|---|---|
| Street Address | 438 BUTTONWOODS RD |
| City | ELKTON |
| State | MD |
| Zip | 21921-6516 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 62 - .0688 ACRE 438 BUTTONWOODS ROAD THE COURTS |
| Legal Subdivision | THE COURTS |
| Legal Lot Number | 62 |
| Jurisdiction | CECIL MD |
| Minor Civil Division | 3, ELKTON |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 30505 |
Source: Cecil County records · APN 03-094235
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 438 BUTTONWOODS RD, ELKTON, MD 21921-6516 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 24, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 17, 2019 | Quit Claim Deed, Transfer · Federal Housing Administration (FHA) Mortgage ACOPIA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 17, 2019 |
| Deed Sale | Oct 17, 2019 |
| Prior Sale | Dec 23, 2013 · Amount on Record |
| Deed Book / Page | 4485 / 69 |
| Prior Transfer Date | Jan 09, 2019 |
| Prior Transfer Doc | 0044850069 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 438 BUTTONWOODS RD, ELKTON, MD 21921-6516 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0051310320 |
|---|---|
| Date | Mar 24, 2022 |
| Book Page | 5131/320 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Oct 17, 2019 |
| Property Address | 438 BUTTONWOODS RD, ELKTON, MD 21921-6516 |
| Document Number | 0044850069 |
| Book / Page | 004485 / 000069 |
| Instrument Date | Jan 09, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2019 |
| Title Company | DOCUMENT RECORDING SERVICES, DOCUMENT RECORDING SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 438 BUTTONWOODS RD ELKTON MD 219216516, ELKTON, MD 21921-6516 |
| Document Number | 44850073 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | 004485/000073 |
| Name | ACOPIA |
|---|---|
| Address | GOODLETTSVILLE, TN 37072 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2049 |
Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Municipality | Elkton Town |
| Unified School District | Cecil County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $202,500 (+9.34%) | $219,800 (-) Land $60,000 Building $159,800 | |
| 2025 | $3,203.00 (+48.98%) | $185,200 (+13.06%) | $219,800 (+30.91%) Land $60,000 Building $159,800 |
| 2023 | $2,150.00 | $163,800 | $167,900 Land $38,000 Building $129,900 |
Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Listed Area | Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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