430 Buttonwoods Rd, Elkton, MD 21921 Property Records

Cecil County property record for 430 Buttonwoods Rd, Elkton, MD 21921

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,280 sqft · built 2000
Lot Size	0.045 acres (1,960 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Dec 2025)
Tax Bill	$3,044 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-094324`

Property Details

APN / Parcel Number

Primary APN	`03-094324`
Alternative APNs	`3094324` `094324`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,280 sqft Total Area
Basement Area	320 sqft
Finished Basement	320 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,960 sqft (0.045 acres)
Porch	Slab
Porch Area	28 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	094324
Street Address	430 BUTTONWOODS RD
City	ELKTON
State	MD
Zip	21921-6516
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LOT 54 - .0459 ACRE 430 BUTTONWOODS ROAD THE COURTS
Legal Subdivision	COURTS VILLAGES SOUTHFIELDS
Legal Lot Number	54
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	1
Census Block	1014
Census Tract	30505

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	540 SEPIA CT, NEWARK, DE 19702-3669
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Dec 16, 2025	Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Mar 25, 2019	Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2025 · Amount on Record
Deed Sale	Dec 16, 2025 · Amount on Record
Prior Sale	Mar 25, 2019 · Amount on Record
Deed Book / Page	5712 / 428
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	430 BUTTONWOODS RD, ELKTON, MD 21921-6516
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050790031
Date	Jan 10, 2022
Book Page	5079/31

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	MUMFORD, NY 14511

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Dec 16, 2025
Property Address	430 BUTTONWOODS RD, ELKTON, MD 21921-6516
Document Number	0057120428
Book / Page	5712 / 428
Map Reference	CAB 565 FO 1029
Instrument Date	Dec 4, 2025
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	KIRSCH TITLE SERVICES LLC, KIRSH TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	540 SEPIA CT, NEWARK, DE 19702-3669

Mortgage

Document Number	0005712432
Date	Dec 16, 2025
Instrument	5712/432

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Mar 25, 2019
Property Address	430 BUTTONWOODS RD, ELKTON, MD 21921-6516
Document Number	0043750165
Book / Page	4375 / 165
Map Reference	LB PC565 FO 1029
Instrument Date	Mar 7, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 BUTTONWOODS RD, ELKTON, MD 21921-6516

Mortgage

Document Number	0004375173
Date	Mar 25, 2019
Instrument	4375/173

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,044.00 (+15.96%)	$177,000 (+9.67%)	$192,600 (-) Land $60,000 Building $132,600
2025	$2,625.00 (+55.42%) Homeowner's exemption	$161,400 (+16.03%)	$192,600 (+32.1%) Land $60,000 Building $132,600
2023	$1,689.00 Homeowner's exemption	$139,100	$145,800 Land $38,000 Building $107,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2003–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Breezeline.

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