Lewis And Clark County property record for 4349 Rio Rd, Helena, MT 59602
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,845 sqft · built 2013 |
| Lot Size | 1.24 acres (54,363 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,692 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | R635871 |
| Primary APN | R635871 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,845 sqft Living Area |
| 1st Floor Area | 1,845 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 54,363 sqft (1.24 acres) |
| Garage Area | 766 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 254 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000045304 |
|---|---|
| Street Address | 4349 RIO RD |
| City | HELENA |
| State | MT |
| Zip | 59602-6078 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EMERALD RIDGE SUBD, S32, T11 N, R02 W, LOT 47, PHASE 3 PER COS #3162684 |
| Legal Range | 02W |
| Legal Township | 11N |
| Legal Section | 32 |
| Legal Subdivision | EMERALD RIDGE SUBD |
| Legal Lot Number | 47 |
| Jurisdiction | LEWIS AND CLARK MT |
| Township / Civil Division | HELENA |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 1202 |
Source: Lewis And Clark County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4349 RIO RD, HELENA, MT 59602-6078 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2011 |
| Deed Sale | Nov 14, 2011 |
| Deed Document Number | 20113212578 |
| Deed Book / Page | 44 / 3460 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Property Address | 4349 RIO RD, HELENA, MT 59602-6078 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | M60/1865 |
|---|---|
| Date | Nov 3, 2021 |
| Book Page | M60/1865 |
| Instrument | 3389054 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Property Address | 4349 RIO RD, HELENA, MT 59602-6078 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | M58/6577 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | M58/6577 |
| Instrument | 3372318 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 1, 2046 |
Source: Lewis And Clark County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lewis And Clark County |
| Elementary School District | Helena Elementary School District (PK - 08) |
| Secondary School District | Helena High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,692.00 (-31.31%) | $525,300 (+21.26%) | |
| 2025 | $525,300 (+21.26%) Land $67,234 Building $458,066 | ||
| 2023 | $3,919.00 | $433,200 | $433,200 Land $45,883 Building $387,317 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Mar 1978 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 86% of Montana |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Montana Internet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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