Lewis And Clark County property record for 4341 Rio Rd, Helena, MT 59602
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,827 sqft · built 2010 |
| Lot Size | 2.02 acres (88,383 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,076 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | R635870 |
| Primary APN | R635870 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,827 sqft Living Area |
| 1st Floor Area | 1,827 sqft |
| Basement Area | 1,827 sqft |
| Finished Basement | 1,827 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 88,383 sqft (2.02 acres) |
| Garage Area | 717 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 115 sqft |
| Deck Area | 580 sqft |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000045303 |
|---|---|
| Street Address | 4341 RIO RD |
| City | HELENA |
| State | MT |
| Zip | 59602-6078 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EMERALD RIDGE SUBD, S32, T11 N, R02 W, LOT 46, PHASE 3 PER COS #3162684 |
| Legal Range | 02W |
| Legal Township | 11N |
| Legal Section | 32 |
| Legal Subdivision | EMERALD RIDGE SUBD |
| Legal Lot Number | 46 |
| Jurisdiction | LEWIS AND CLARK MT |
| Township / Civil Division | HELENA |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 1202 |
Source: Lewis And Clark County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4341 RIO RD, HELENA, MT 59602-6078 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2022 |
| Deed Sale | Jun 30, 2022 |
| Prior Sale | Jan 29, 2016 · Amount on Record |
| Deed Document Number | 20223400264 |
| Deed Book / Page | 61 / 2148 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Property Address | 4341 RIO RD, HELENA, MT 59602-6078 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M60/4114 |
|---|---|
| Date | Dec 16, 2021 |
| Book Page | M60/4114 |
| Instrument | 3391545 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Lewis And Clark County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lewis And Clark County |
| Elementary School District | Helena Elementary School District (PK - 08) |
| Secondary School District | Helena High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,076.00 (+4.02%) | $592,900 (-) | |
| 2025 | $2,957.00 (-39.82%) | $592,900 (+9.15%) | $592,900 (+9.15%) Land $73,638 Building $519,262 |
| 2023 | $4,914.00 | $543,200 | $543,200 Land $52,444 Building $490,756 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Mar 1978 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 86% of Montana |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Montana Internet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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