Lewis And Clark County property record for 4329 Rio Rd, Helena, MT 59602
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,682 sqft · built 2007 |
| Lot Size | 1.61 acres (70,393 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Apr 2007) |
| Tax Bill | $3,002 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | R0536850 |
| Primary APN | R0536850 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,682 sqft Living Area |
| 1st Floor Area | 1,682 sqft |
| Basement Area | 1,563 sqft |
| Finished Basement | 1,563 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 70,393 sqft (1.61 acres) |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 104 sqft |
| Deck Area | 97 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000039423 |
|---|---|
| Street Address | 4329 RIO RD |
| City | HELENA |
| State | MT |
| Zip | 59602-6078 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EMERALD RIDGE SUBD, S32, T11 N, R02 W, LOT 28, PHASE II COS #3108407 |
| Legal Range | 02W |
| Legal Township | 11N |
| Legal Section | 32 |
| Legal Subdivision | EMERALD RIDGE SUBD |
| Legal Lot Number | 28 |
| Jurisdiction | LEWIS AND CLARK MT |
| Township / Civil Division | HELENA |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 1202 |
Source: Lewis And Clark County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4329 RIO RD, HELENA, MT 59602-6078 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OPPORTUNITY BANK OF MT |
| Jul 24, 2019 | Deed of Trust, Mortgage · Commercial Mortgage OPPORTUNITY BANK OF MT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2007 · Amount on Record |
| Deed Sale | Apr 27, 2007 · Amount on Record |
| Prior Sale | Apr 27, 2007 · Amount on Record |
| Deed Document Number | 20073127609 |
| Deed Book / Page | 36 / 4313 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Property Address | 4329 RIO RD, HELENA, MT 59602-6078 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST MONTANA TITLE, FIRST MONTANA LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | M59/6242 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | M59/6242 |
| Instrument | 3382713 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Address | HELENA, MT 59604 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Property Address | 4329 RIO RD, HELENA, MT 59602-6078 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2019 |
| Title Company | FIRST MONTANA LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | M55/7738 |
|---|---|
| Date | Jul 24, 2019 |
| Book Page | M55/7738 |
| Instrument | 3339944 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Address | HELENA, MT 59602 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lewis And Clark County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lewis And Clark County |
| Elementary School District | Helena Elementary School District (PK - 08) |
| Secondary School District | Helena High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,002.00 (-34.22%) | $578,500 (+14.67%) | |
| 2025 | $578,500 (+14.67%) Land $70,251 Building $508,249 | ||
| 2023 | $4,564.00 | $504,500 | $504,500 Land $48,974 Building $455,526 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Mar 1978 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 86% of Montana |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Montana Internet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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