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4346 Hidden Lakes Dr E, Niceville, FL 32578 Property Records

Okaloosa County property record for 4346 Hidden Lakes Dr E, Niceville, FL 32578

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,022 sqft · built 2003
Lot Size0.205 acres (8,924 sqft)
Owner2 Individual Names on File
Last Sale$550,000 (Jun 2022)
Tax Bill$5,376 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-596-1482-6

Property Details

APN / Parcel Number

Primary APNC56-000-596-1482-6
Alternative APNs
  • 22-1S-22-2000-0000-0300
  • 22S122200000000300

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,022 sqft Living Area
Gross Area3,247 sqft
1st Floor Area1,447 sqft
Upper Floors Area575 sqft
FlooringVinyl/Resilient
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area8,924 sqft (0.205 acres)
Garage TypeAttached
Garage Area533 sqft
PorchOpen/Unfinished Porch
Porch Area692 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4346 HIDDEN LAKES DR E
CityNICEVILLE
StateFL
Zip32578-4195
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIDDEN LAKES LOT 30
Legal Range22W
Legal Township01S
Legal Section22
Legal SubdivisionHIDDEN LAKES
Legal Lot Number30
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group3
Census Block3017
Census Tract21002

Owner

4346 Hidden Lakes Dr E is owned and occupied by two individuals who bought it in June 2022.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address4346 HIDDEN LAKES DR E, NICEVILLE, FL 32578-4195
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2022 · Amount on File
Deed SaleJun 8, 2022 · Amount on File
Prior SaleApr 1, 2008 · Amount on File
Deed Document Number20223555740
Deed Book / Page3626 / 1616
Prior Transfer DateApr 3, 2015
Prior Transfer Doc0031920549
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 8, 2022
Property Address4346 HIDDEN LAKES DR E, NICEVILLE, FL 32578-4195
Document Number0036261616
Book / Page3626 / 1616
Map ReferenceMB 14 PG 1
Instrument DateMay 23, 2022
Instrument3555740
Transaction TypeTransfer
Record UpdatedJul 8, 2022
Title CompanyCHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,850.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1114 BARBERRY LN, 1114, PEACHTREE CITY, GA 30269-6910

Transferred To (Grantee/Buyer)

NameVerified Name
Address4346 HIDDEN LAKES DR E, NICEVILLE, FL 32578-4195

Mortgage

Document Number0036261623
DateJun 8, 2022
Instrument3626/1623
Lender
NameTRIDENT HOME LOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4346 Hidden Lakes Dr E was $5,376.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,376.00$448,820 Land $124,926 Building $323,894$448,820 Land $124,926 Building $323,894
2023$5,359.00 (+79.17%)$443,070 (+57.87%) Land $115,489 Building $327,581$443,070 (+7.46%) Land $115,489 Building $327,581
2022$2,991.00 Homeowner's exemption$280,648$412,319 Land $104,752 Building $307,567

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4346 Hidden Lakes Dr E in Zone X, an area of minimal flood risk, though there have been 89 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 218 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 units insured
incl. 60 condo units
Nearby Flood Claims89 (1994–2020)
Claims Outside the SFHA20 of 89
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Frances, Sep 2004 · 49 claims
  • Hurricane Georges, Sep 1998 · 15 claims
  • Hurricane Opal, Oct 1995 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4346 Hidden Lakes Dr E is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY BLUEWATER BAY-RAINTREE
serves 17,592 people · EPA ID FL1460775
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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