4344 Hidden Lakes Dr E, Niceville, FL 32578 Property Records

Okaloosa County property record for 4344 Hidden Lakes Dr E, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,551 sqft · built 2001
Lot Size	0.252 acres (10,961 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (Oct 2017)
Tax Bill	$4,020 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-596-1483-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-1483-4`
Alternative APNs	`22-1S-22-2000-0000-0310` `22S122200000000310`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,551 sqft Living Area
Gross Area	3,999 sqft
1st Floor Area	2,551 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	10,961 sqft (0.252 acres)
Garage Type	Attached
Garage Area	678 sqft
Porch	Florida Room
Porch Area	264 sqft
Patio Area	506 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4344 HIDDEN LAKES DR E
City	NICEVILLE
State	FL
Zip	32578-4195
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN LAKES LOT 31
Legal Range	22W
Legal Township	01S
Legal Section	22
Legal Subdivision	HIDDEN LAKES
Legal Lot Number	31
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	3
Census Block	3017
Census Tract	21002

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4344 HIDDEN LAKES DR E, NICEVILLE, FL 32578-4195
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2017	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Jan 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jan 11, 2021	Intrafamily Transfer, Transfer AMROCK INC, AMROCK LLC
May 10, 2018	Quit Claim Deed, Transfer Quitclaim
Oct 3, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2017 · Amount on Record
Deed Sale	Oct 3, 2017 · Amount on Record
Prior Sale	Feb 3, 2009 · Amount on Record
Deed Document Number	20173163292
Deed Book / Page	3319 / 4277
Last Transfer Date	Dec 24, 2020
Transfer Doc	0035173137
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4344 HIDDEN LAKES DR E, NICEVILLE, FL 32578-4195
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033112555
Date	Aug 3, 2017
Book Page	3311/2555
Instrument	3151427

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 24, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Jan 11, 2021
Property Address	4344 HIDDEN LAKES DR E, NICEVILLE, FL 32578-4195
Document Number	0035173111
Book / Page	3517 / 3111
Map Reference	MB 14 PG 1
Instrument Date	Dec 24, 2020
Instrument	3421018
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4344 HIDDEN LAKES DR E, NICEVILLE, FL 32578-4195

Mortgage

Document Number	0035173115
Date	Jan 11, 2021
Instrument	3517/3115

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Jan 11, 2021
Property Address	4344 HIDDEN LAKES DR E, NICEVILLE, FL 32578-4195
Document Number	0035173137
Book / Page	3517 / 3137
Map Reference	MB 14 PG 1
Instrument Date	Dec 24, 2020
Instrument	3421020
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4344 HIDDEN LAKES DR E, NICEVILLE, FL 32578-4195

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 10, 2018
Property Address	4344 HIDDEN LAKES DR E, NICEVILLE, FL 32578-4195
Document Number	0033492883
Book / Page	003349 / 002883
Instrument Date	May 4, 2018
Instrument	3206066
Transaction Type	Transfer
Record Updated	May 23, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4344 HIDDEN LAKES DR E NICEVILLE FL 325784195, NICEVILLE, FL 32578-4195

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 3, 2017
Property Address	4344 HIDDEN LAKES DR E, NICEVILLE, FL 32578-4195
Document Number	0033194277
Book / Page	003319 / 004277
Instrument Date	Sep 29, 2017
Instrument	3163292
Transaction Type	Transfer
Record Updated	Nov 16, 2017
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4344 HIDDEN LAKES DR E #F NICEVILLE FL 325784195, F, NICEVILLE, FL 32578-4195

Mortgage

Document Number	33194279
Date	Oct 3, 2017
Book Page	003319/004279
Instrument	3163293

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,020.00 (+5.51%) Homeowner's exemption Widower's exemption	$377,737 (+5.99%)	$508,822 (+0.38%) Land $124,926 Building $383,896
2023	$3,810.00 (+0.93%) Homeowner's exemption Widower's exemption	$356,399 (+3%)	$506,896 (+7.35%) Land $115,489 Building $391,407
2022	$3,775.00 Homeowner's exemption	$346,018	$472,204 Land $104,752 Building $367,452

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 218 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 units insured incl. 60 condo units
Nearby Flood Claims	89 (1994–2020)
Claims Outside the SFHA	20 of 89
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 49 claims Hurricane Georges, Sep 1998 · 15 claims Hurricane Opal, Oct 1995 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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