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4339 Hidden Lakes Dr E, Niceville, FL 32578 Property Records

Okaloosa County property record for 4339 Hidden Lakes Dr E, Niceville, FL 32578

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,805 sqft · built 1999
Lot Size0.161 acres (6,999 sqft)
Owner2 Individual Names on File
Last Sale$415,000 (Oct 2025)
Tax Bill$2,514 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-596-1477-6

Property Details

APN / Parcel Number

Primary APNC56-000-596-1477-6
Alternative APNs
  • 22-1S-22-2000-0000-0250
  • 22S122200000000250

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,805 sqft Living Area
Gross Area2,908 sqft
1st Floor Area1,805 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,999 sqft (0.161 acres)
Garage TypeAttached
Garage Area546 sqft
PorchFlorida Room
Porch Area175 sqft
Patio Area382 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4339 HIDDEN LAKES DR E
CityNICEVILLE
StateFL
Zip32578-4196
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIDDEN LAKES LOT 25
Legal Range22W
Legal Township01S
Legal Section22
Legal SubdivisionHIDDEN LAKES
Legal Lot Number25
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group3
Census Block3017
Census Tract21002

Owner

4339 Hidden Lakes Dr E is owned and occupied by two individuals who bought it in October 2025.

Source: Okaloosa County records, as of June 26, 2026

Owner of Record2 Individual Names on File
Mailing Address4339 HIDDEN LAKES DR E, NICEVILLE, FL 32578-4196
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2025 · Amount on File
Deed SaleOct 15, 2025 · Amount on File
Prior SaleOct 10, 2011 · Amount on File
Deed Document Number20253777986
Prior Transfer DateJan 3, 2006
Prior Transfer Doc0026802111
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateOct 15, 2025
Property Address4339 HIDDEN LAKES DR E, NICEVILLE, FL 32578-4196
Document Number0003777986
Map ReferenceMB 14 PG 1&2
Instrument DateOct 10, 2025
Instrument3777986
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyCLOSING AGCY EMERALD COAST L

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,905.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5770 KEYSER RD, HUME, VA 22639-1901

Transferred To (Grantee/Buyer)

NameVerified Name
Address4339 HIDDEN LAKES DR E, NICEVILLE, FL 32578-4196

Mortgage

Document Number0003777989
DateOct 15, 2025
Instrument3777989
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 4339 Hidden Lakes Dr E was $2,514, up 3% from the year before.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,514.00 (+3.03%)$244,998 (+2.9%)$348,346 (+0.03%) Land $96,183 Building $252,163
2024$2,440.00 (+100.49%) Homeowner's exemption$238,093 (+3%)$348,236 (-0.46%) Land $89,807 Building $258,429
2023$1,217.00 (-47.45%) Homeowner's exemption Veteran's exemption$231,158 (+3%)$349,844 (+5.9%) Land $88,917 Building $260,927
2022$2,316.00 Homeowner's exemption$224,425$330,343 Land $84,683 Building $245,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4339 Hidden Lakes Dr E in Zone X, an area of minimal flood risk, though there have been 89 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 218 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 units insured
incl. 60 condo units
Nearby Flood Claims89 (1994–2020)
Claims Outside the SFHA20 of 89
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Frances, Sep 2004 · 49 claims
  • Hurricane Georges, Sep 1998 · 15 claims
  • Hurricane Opal, Oct 1995 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4339 Hidden Lakes Dr E is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY BLUEWATER BAY-RAINTREE
serves 17,592 people · EPA ID FL1460775
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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