43441 Ratliff Rd, Callahan, FL 32011 Property Records

Nassau County property record for 43441 Ratliff Rd, Callahan, FL 32011

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,492 sqft · built 2002
Lot Size2.89 acres (125,888 sqft)
OwnerIndividual Name on Record
Last Sale$249,900 (Apr 2021)
Tax Bill$4,321 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Flood ZoneZone A (high risk)
APN16-1N-25-2900-0013-0000

Property Details

APN / Parcel Number

Primary APN16-1N-25-2900-0013-0000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,492 sqft Heated Area
Gross Area2,094 sqft
1st Floor Area3,112 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Exterior MaterialOther
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area125,888 sqft (2.89 acres)
Garage Area462 sqft
PorchPorch
Porch Area212 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address43441 RATLIFF RD
CityCALLAHAN
StateFL
Zip32011-8251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOR
Legal DescriptionLOT 13 IN OR 2454/244 RATLIFF ACRES UNR
Legal Range25E
Legal Township01N
Legal Section16
Legal SubdivisionRATLIFF ACRES
Legal Lot Number13
JurisdictionNASSAU FL
Township / Civil DivisionCALLAHAN-HILLIARD
Census Block Group3
Census Block3000
Census Tract50505

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address43441 RATLIFF RD, CALLAHAN, FL 32011-8251
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 20, 2021 · Amount on Record
Deed SaleApr 20, 2021 · Amount on Record
Deed Document Number202145014411
Deed Book / Page2454 / 244
Record UpdatedJun 8, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateApr 20, 2021
Property Address43441 RATLIFF RD, CALLAHAN, FL 32011-8251
Document Number0024540244
Book / Page2454 / 244
Instrument DateApr 16, 2021
Instrument202145014411
Transaction TypeTransfer
Record UpdatedJun 2, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,749.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1390 ROSE ST, 1390, ATLANTIC BEACH, FL 32233-2647

Transferred To (Grantee/Buyer)

NameVerified Name
Address43441 RATLIFF RD, CALLAHAN, FL 32011-8251

Mortgage

Document Number2454246
DateApr 20, 2021
Instrument2454/246
Lender
NameCITY LENDING INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,321.00 (+6.82%)$281,486 (+8.75%) Land $101,150 Building $180,336$281,486 (+8.75%) Land $101,150 Building $180,336
2024$4,045.00 (+2.9%)$258,837 (+2.86%) Land $85,978 Building $172,859$258,837 (+2.86%) Land $85,978 Building $172,859
2023$3,931.00 (+18.4%)$251,635 (+14.02%) Land $85,978 Building $165,657$251,635 (+14.02%) Land $85,978 Building $165,657
2022$3,320.00$220,689 Land $85,977 Building $134,712$220,689 Land $85,977 Building $134,712

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 50 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies50 in force
Nearby Flood Claims11 (2008–2017)
Claims Outside the SFHA3 of 11
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 9 claims
  • Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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