4343 Meadow Spring Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4343 Meadow Spring Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,216 sqft · built 2003
Lot Size	0.99 acres (4,293 sqft)
Owner	2 Individual Names on Record
Last Sale	$825,000 (Jan 2023)
Tax Bill	$9,631 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`158-741-27-00`

Property Details

APN / Parcel Number

Primary APN	`158-741-27-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,216 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	4,293 sqft (0.99 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4343 MEADOW SPRING WAY
City	OCEANSIDE
State	CA
Zip	92057-6536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-15
Legal Description	LOT 39 TR 014294
Legal Subdivision	RIVER RANCH NORTH
Legal Tract	014294
Legal Block	2
Legal Lot Number	39
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2020
Census Tract	18521

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4343 MEADOW SPRING WAY, OCEANSIDE, CA 92057-6536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Jan 30, 2023	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 3, 2018	Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR
Aug 3, 2018	Intrafamily Transfer, Transfer · Commercial Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2023 · Amount on Record
Deed Sale	Jan 30, 2023 · Amount on Record
Prior Sale	Jun 25, 2004 · Amount on Record
Deed Document Number	202323924
Prior Transfer Date	Jul 30, 2018
Prior Transfer Doc	0000319302
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 17, 2026
Property Address	4343 MEADOW SPRING WAY, OCEANSIDE, CA 92057-6536
Document Number	0000205613
Instrument Date	Jul 13, 2026
Instrument	2026205613
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000205613,
Date	Jul 17, 2026
Instrument	2026205613

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 30, 2023
Property Address	4343 MEADOW SPRING WAY, OCEANSIDE, CA 92057-6536
Document Number	0000023924
Map Reference	MAP 14294
Instrument Date	Jan 25, 2023
Instrument	2023-0023924
Transaction Type	Transfer
Record Updated	Feb 6, 2023
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4343 MEADOW SPRING WAY, OCEANSIDE, CA 92057-6536

Mortgage

Document Number	0000023925
Date	Jan 30, 2023
Instrument	2023-0023925

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 3, 2018
Property Address	4343 MEADOW SPRING WAY, OCEANSIDE, CA 92057-6536
Document Number	0000319302
Instrument Date	Jul 30, 2018
Instrument	319302
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4343 MEADOW SPRING WAY OCEANSIDE CA 920576536, OCEANSIDE, CA 92057-6536

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 3, 2018
Property Address	4343 MEADOW SPRING WAY, OCEANSIDE, CA 92057-6536
Document Number	0000319303
Map Reference	MAP 14294
Instrument Date	Jul 26, 2018
Instrument	2018-0319303
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4343 MEADOW SPRING WAY, OCEANSIDE, CA 92057-6536

Mortgage

Document Number	0000319304
Date	Aug 3, 2018
Instrument	2018-0319304

Lender

Name	UMPQUA BANK
Type	Bank
Address	LA MESA, CA 91942

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$875,493 (+2%) Land $389,110 Building $486,383
2025	$9,631.00 (+18.86%)	$858,328 (+17.62%) Land $381,481 Building $476,847
2023	$8,103.00 (+1.54%)	$729,717 Land $324,320 Building $405,397
2022	$7,980.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A99, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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