4322 Meadow Spring Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4322 Meadow Spring Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,364 sqft · built 2003
Lot Size	0.108 acres (4,688 sqft)
Owner	2 Company Names on Record
Last Sale	$590,000 (Jun 2005)
Tax Bill	$9,150 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Apr 2023 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`158-740-37-00`

Property Details

APN / Parcel Number

Primary APN	`158-740-37-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,364 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	4,688 sqft (0.108 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4322 MEADOW SPRING WAY
City	OCEANSIDE
State	CA
Zip	92057-6535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-15
Legal Description	LOT 65 TR 014294
Legal Subdivision	RIVER RANCH NORTH
Legal Tract	014294
Legal Block	2
Legal Lot Number	65
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2025
Census Tract	18521

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4322 MEADOW SPRING WAY, OCEANSIDE, CA 92057-6535
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Intrafamily Transfer, Transfer · Line of Credit SCHOOLSFIRST FCU
Apr 6, 2023	Intrafamily Transfer, Transfer
Jul 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage KELLER MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2005 · Amount on Record
Deed Sale	Jun 27, 2005 · Amount on Record
Prior Sale	Nov 18, 2002 · Amount on Record
Deed Document Number	2005538748
Last Transfer Date	Aug 11, 2023
Transfer Doc	0000228995
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 23, 2023
Property Address	4322 MEADOW SPRING WAY, OCEANSIDE, CA 92057-6535
Document Number	0000228995
Map Reference	MAP 14294
Instrument Date	Aug 11, 2023
Instrument	2023-0228995
Transaction Type	Transfer
Record Updated	Aug 31, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4322 MEADOW SPRING WAY, OCEANSIDE, CA 92057-6535

Mortgage

Document Number	0000228996
Date	Aug 23, 2023
Instrument	2023-0228996

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 6, 2023
Property Address	4322 MEADOW SPRING WAY, OCEANSIDE, CA 92057-6535
Document Number	0000089297
Map Reference	MAP 14294
Instrument Date	Mar 30, 2023
Instrument	2023-0089297
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4322 MEADOW SPRING WAY, OCEANSIDE, CA 92057-6535

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4322 MEADOW SPRING WAY, OCEANSIDE, CA 92057-6535
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000328638
Date	Jul 21, 2017
Instrument	2017-0328638

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 21, 2027

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4322 MEADOW SPRING WAY, OCEANSIDE, CA 92057-6535
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4322 MEADOW SPRING WAY, OCEANSIDE, CA 92057-6535

Mortgage

Document Number	0000593183
Date	Oct 2, 2020
Instrument	2020-0593183

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$838,785 (+2%) Land $389,062 Building $449,723
2025	$9,150.00 (+5.22%) Homeowner's exemption	$822,339 (+4.04%) Land $381,434 Building $440,905
2023	$8,696.00 (+1.55%) Homeowner's exemption	$790,408 Land $366,623 Building $423,785
2022	$8,563.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on Meadow Spring Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures