4327 Meadow Spring Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4327 Meadow Spring Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,600 sqft · built 2003
Lot Size	0.102 acres (4,431 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,000 (Jun 2020)
Tax Bill	$7,861 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`158-740-15-00`

Property Details

APN / Parcel Number

Primary APN	`158-740-15-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,600 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	4,431 sqft (0.102 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4327 MEADOW SPRING WAY
City	OCEANSIDE
State	CA
Zip	92057-6536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-15
Legal Description	LOT 43 TR 014294
Legal Subdivision	RIVER RANCH NORTH
Legal Tract	014294
Legal Block	2
Legal Lot Number	43
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2020
Census Tract	18521

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	725 LOCKWOOD PL, OCEANSIDE, CA 92057-6936
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 4, 2020	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS
Mar 1, 2018	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2020 · Amount on Record
Deed Sale	Jun 4, 2020 · Amount on Record
Prior Sale	Mar 1, 2018 · Amount on Record
Deed Document Number	2020286876
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4327 MEADOW SPRING WAY, OCEANSIDE, CA 92057-6536
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 LOCKWOOD PL, OCEANSIDE, CA 92057-6936

Mortgage

Document Number	0000082290
Date	Feb 3, 2021
Instrument	2021-0082290

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 1, 2046

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 4, 2020
Property Address	4327 MEADOW SPRING WAY, OCEANSIDE, CA 92057-6536
Document Number	0000286876
Instrument Date	Mar 20, 2020
Instrument	286876
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$704.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	725 LOCKWOOD PL OCEANSIDE CA 920576936, OCEANSIDE, CA 92057-6936

Mortgage

Document Number	286877
Date	Jun 4, 2020
Instrument	286877

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 1, 2018
Property Address	4327 MEADOW SPRING WAY, OCEANSIDE, CA 92057-6536
Document Number	0000081965
Map Reference	MAP 14294
Instrument Date	Feb 1, 2018
Instrument	2018-0081965
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4327 MEADOW SPRING WAY, OCEANSIDE, CA 92057-6536

Mortgage

Document Number	0000081966
Date	Mar 1, 2018
Instrument	2018-0081966

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$713,925 (+2%) Land $360,299 Building $353,626
2025	$7,861.00 (+5.19%)	$699,928 (+4.04%) Land $353,235 Building $346,693
2023	$7,473.00 (+1.54%)	$672,751 Land $339,519 Building $333,232
2022	$7,360.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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