4340 Kolbe Rd, Lorain, OH 44053 Property Records

Lorain County property record for 4340 Kolbe Rd, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,338 sqft · built 1954
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Dec 2019)
Tax Bill	$4,145 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-03-005-101-020`

Property Details

APN / Parcel Number

Primary APN	`02-03-005-101-020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,338 sqft Living Area
Gross Area	3,003 sqft
1st Floor Area	2,360 sqft
Basement Area	2,360 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	36,590 sqft (0.84 acres)
Lot Dimensions	370 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Stoop
Porch Area	144 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	4340 KOLBE RD
City	LORAIN
State	OH
Zip	44053-1836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEBRACY SUB 1 100 X 370
Legal Subdivision	DEBRACY SUB 1
Legal Tract	03
Legal Block	101
Legal Lot Number	3
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	3
Census Block	3009
Census Tract	97201

Owner

Source: Lorain County records, as of May 16, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4340 KOLBE RD, LORAIN, OH 44053-1836
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Dec 23, 2019	Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Aug 7, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2019 · Amount on Record
Deed Sale	Dec 23, 2019 · Amount on Record
Prior Sale	Aug 19, 2013 · Amount on Record
Deed Document Number	2019743299
Prior Transfer Date	Jan 19, 2011
Prior Transfer Doc	0000375613
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	4340 KOLBE RD, LORAIN, OH 44053-1836
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000847181
Date	Nov 1, 2021
Instrument	2021-0847181

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 23, 2019
Property Address	4340 KOLBE RD, LORAIN, OH 44053-1836
Document Number	0000743299
Instrument Date	Dec 13, 2019
Instrument	743299
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	OHIO REAL ESTATE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4340 KOLBE RD LORAIN OH 440531836, LORAIN, OH 44053-1836

Mortgage

Document Number	743300
Date	Dec 23, 2019
Instrument	743300

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2049

August 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LORAIN OH
Recording Date	Aug 7, 2018
Property Address	4340 KOLBE RD, LORAIN, OH 44053-1836
Document Number	0000682766
Instrument Date	Aug 3, 2018
Instrument	682766
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25585 MCMILLAN RD WELLINGTON OH 440909050, WELLINGTON, OH 44090-9050

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,145.00 (+1.59%) Homeowner's exemption	$98,170 (+%) Land $19,950 Building $78,220	$280,480 (-) Land $57,000 Building $223,480
2024	$4,080.00 (+29.94%)	$98,168 (+54.02%) Land $19,950 Building $78,218	$280,480 (+54.02%) Land $57,000 Building $223,480
2023	$3,140.00 (+4.18%)	$63,739 (%) Land $12,138 Building $51,601	$182,110 (-) Land $34,680 Building $147,430
2022	$3,014.00	$63,740 Land $12,140 Building $51,600
2021			$182,110 Land $34,680 Building $147,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	May 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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