4620 Kolbe Rd, Lorain, OH 44053 Property Records

Lorain County property record for 4620 Kolbe Rd, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,504 sqft · built 1900
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on Record
Last Sale	$171,000 (Oct 2020)
Tax Bill	$4,726 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-03-005-104-001`

Property Details

APN / Parcel Number

Primary APN	`02-03-005-104-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,504 sqft Living Area
1st Floor Area	2,998 sqft
2nd Floor Area	1,212 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Lot Area	39,204 sqft (0.9 acres)
Lot Dimensions	210 ft deep x 130 ft wide
Garage Type	Basement
Garage Area	700 sqft
Porch	Enclosed Porch
Porch Area	806 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Street Address	4620 KOLBE RD
City	LORAIN
State	OH
Zip	44053-1842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	43-02-305B -003-00
Legal Subdivision	BLACK RIVER 03
Legal Tract	3
Legal Block	104
Legal Lot Number	5
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2008
Census Tract	97201

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4620 KOLBE RD, LORAIN, OH 44053-1842
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2025	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 13, 2020	Deed of Trust, Mortgage · FHA Mortgage LENDUS LLC
Oct 15, 2020	Grant Deed, Transfer · FHA Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2020 · Amount on Record
Deed Sale	Oct 15, 2020 · Amount on Record
Prior Sale	May 7, 2008
Deed Document Number	2020006294
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	4620 KOLBE RD, LORAIN, OH 44053-1842
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4620 KOLBE RD, LORAIN, OH 44053-1842

Mortgage

Document Number	0000048823
Date	Apr 11, 2025
Instrument	2025-0048823

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	4620 KOLBE RD, LORAIN, OH 44053-1842
Document Number	0000783727
Instrument Date	Oct 13, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4620 KOLBE RD LORAIN OH 440531842, LORAIN, OH 44053-1842

Mortgage

Document Number	0000783727
Date	Oct 15, 2020
Instrument	783727

Lender

Name	LENDUS LLC
Address	ALAMO, CA 94507

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2050

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 15, 2020
Property Address	4620 KOLBE RD, LORAIN, OH 44053-1842
Document Number	0000783726
Instrument Date	Sep 1, 2020
Instrument	783726
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36040 CARONIA CIR AVON OH 440113428, AVON, OH 44011-3428

Mortgage

Document Number	783727
Date	Oct 15, 2020
Instrument	783727

Lender

Name	LENDUS LLC
Address	ALAMO, CA 94507

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2050

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,726.00	$111,470 (+%) Land $20,530 Building $90,940	$318,480 (-) Land $58,650 Building $259,830
2024	$4,726.00 (+40.78%)	$111,469 (+64.27%) Land $20,528 Building $90,941	$318,480 (+64.27%) Land $58,650 Building $259,830
2023	$3,357.00 (+4.16%)	$67,859 (%) Land $10,406 Building $57,453	$193,880 (-) Land $29,730 Building $164,150
2022	$3,223.00	$67,860 Land $10,410 Building $57,450
2021			$193,880 Land $29,730 Building $164,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Breezeline, Verizon.

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