4200 Kolbe Rd, Lorain, OH 44053 Property Records

Lorain County property record for 4200 Kolbe Rd, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,904 sqft · built 1977
Lot Size	0.489 acres (21,344 sqft)
Owner	Individual Name on File
Last Sale	$163,000 (Apr 2020)
Tax Bill	$3,061 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-03-005-101-054`

Property Details

APN / Parcel Number

Primary APN	`02-03-005-101-054`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,904 sqft Living Area
1st Floor Area	1,404 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	21,344 sqft (0.489 acres)
Lot Dimensions	198 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	272 sqft
Deck Area	128 sqft
Patio Area	394 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4200 KOLBE RD
City	LORAIN
State	OH
Zip	44053-1650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	43-02-305A -038-00
Legal Subdivision	DEBRACY
Legal Tract	3
Legal Block	101
Legal Lot Number	9
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	3
Census Block	3009
Census Tract	97201

Owner

4200 Kolbe Rd is owned and occupied by an individual who bought it in April 2020.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4200 KOLBE RD, LORAIN, OH 44053-1650
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MIDWEST MORTGAGE CORP
Apr 1, 2020	Grant Deed, Transfer · FHA Mortgage AMERICAN MIDWEST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2020 · Amount on File
Deed Sale	Apr 1, 2020 · Amount on File
Deed Document Number	2020001714
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	4200 KOLBE RD, LORAIN, OH 44053-1650
Transaction Type	Mortgage
Record Updated	Apr 26, 2024
Title Company	GUARDIAN LAND TITLE, GUARDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000892644
Date	Sep 26, 2022
Instrument	2022-0892644

Lender

Name	AMERICAN MIDWEST MORTGAGE CORP
Type	Mortgage Company
Address	CLEVELAND, OH 44130

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 1, 2020
Property Address	4200 KOLBE RD, LORAIN, OH 44053-1650
Document Number	0000755074
Instrument Date	Mar 30, 2020
Instrument	755074
Transaction Type	Transfer
Record Updated	Apr 28, 2020
Title Company	GUARDIAN TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$652.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4200 KOLBE RD LORAIN OH 440531650, LORAIN, OH 44053-1650

Mortgage

Document Number	755075
Date	Apr 1, 2020
Instrument	755075

Lender

Name	AMERICAN MIDWEST MTG
Type	Mortgage Company
Address	PARMA HEIGHTS, OH 44130

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 31, 2050

Mortgage

Document Number	755076,
Date	Apr 1, 2020
Instrument	755076

Lender

Name	HOUSING FIN AGCY

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4200 Kolbe Rd was $3,061.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,061.00	$72,500 (+0.01%) Land $18,130 Building $54,370	$207,120 (-) Land $51,790 Building $155,330
2024	$3,061.00 (+4.83%)	$72,493 (+22.28%) Land $18,127 Building $54,366	$207,120 (+22.28%) Land $51,790 Building $155,330
2023	$2,920.00 (+4.17%)	$59,284 (+0.01%) Land $12,863 Building $46,421	$169,380 Land $36,750 Building $132,630
2022	$2,803.00	$59,280 Land $12,860 Building $46,420
2021			$169,380 Land $36,750 Building $132,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4200 Kolbe Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	May 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4200 Kolbe Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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