4340 Frost Dr, Oxnard, CA 93033 Property Records

Ventura County property record for 4340 Frost Dr, Oxnard, CA 93033

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,842 sqft · built 1976
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Tax Bill	$2,072 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Aug 2025 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`222-0-254-165`

Property Details

APN / Parcel Number

Primary APN	`222-0-254-165`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,842 sqft Living Area
1st Floor Area	1,332 sqft
2nd Floor Area	510 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	459 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	42 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4340 FROST DR
City	OXNARD
State	CA
Zip	93033-7254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 222703 LOT: 404 REF: 065MR 062
Legal Subdivision	TRACT NO 2227 3
Legal Tract	222703
Legal Block	254
Legal Lot Number	404
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	3
Census Block	3008
Census Tract	4504

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4340 FROST DR, OXNARD, CA 93033-7254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORP
Aug 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Nov 10, 2020	Affidavit of Death, Transfer NOT AVAILABLE
May 17, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 3, 2020
Transfer Doc	0000189450
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	4340 FROST DR, OXNARD, CA 93033-7254
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4340 FROST DR, OXNARD, CA 93033-7254

Mortgage

Document Number	0000096385
Date	Sep 27, 2022
Instrument	2022000096385

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	4340 FROST DR, OXNARD, CA 93033-7254
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4340 FROST DR, OXNARD, CA 93033-7254

Mortgage

Document Number	0000057456
Date	Aug 12, 2025
Instrument	2025000057456

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

November 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	VENTURA CA
Recording Date	Nov 10, 2020
Property Address	4340 FROST DR, OXNARD, CA 93033-7254
Document Number	0000189450
Instrument Date	Oct 12, 2020
Instrument	189450
Transaction Type	Transfer
Record Updated	Nov 25, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4340 FROST DR OXNARD CA 930337254, OXNARD, CA 93033-7254

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	VENTURA CA
Property Address	4340 FROST DR, OXNARD, CA 93033-7254
Document Number	0000084924
Instrument Date	May 17, 2017
Transaction Type	Mortgage
Record Updated	Oct 16, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4340 FROST DR OXNARD CA 930337254, OXNARD, CA 93033-7254

Mortgage

Document Number	0000084924
Date	Jun 30, 2017
Instrument	84924

Lender

Name	WELLS FARGO BK
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jun 29, 2057

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Hueneme Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$178,420 (+2%) Land $37,305 Building $141,115
2025	$2,072.00 (+1.72%) Homeowner's exemption	$174,922 (+4.04%) Land $36,573 Building $138,349
2024	$2,037.00 (+6.26%)
2023	$1,917.00 (+2.13%) Homeowner's exemption	$168,131 Land $35,153 Building $132,978
2022	$1,877.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, GeoLinks, T-Mobile.

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