4320 Frost Dr, Oxnard, CA 93033 Property Records

Ventura County property record for 4320 Frost Dr, Oxnard, CA 93033

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,842 sqft · built 1976
Lot Size	0.167 acres (7,270 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,181 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`222-0-254-185`

Property Details

APN / Parcel Number

Primary APN	`222-0-254-185`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,842 sqft Living Area
1st Floor Area	1,332 sqft
2nd Floor Area	510 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	7,270 sqft (0.167 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	459 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4320 FROST DR
City	OXNARD
State	CA
Zip	93033-7254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 222703 LOT: 402 REF: 065MR 062
Legal Subdivision	TRACT 2227 3
Legal Tract	222703
Legal Block	254
Legal Lot Number	402
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	3
Census Block	3008
Census Tract	4504

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4320 FROST DR, OXNARD, CA 93033-7254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 31, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage BREEZE FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 22, 2004
Transfer Doc	0000117048
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	4320 FROST DR, OXNARD, CA 93033-7254
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4320 FROST DR, OXNARD, CA 93033-7254

Mortgage

Document Number	0000057321
Date	Mar 18, 2021
Instrument	20210318-00057321

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Oct 31, 2017
Property Address	4320 FROST DR, OXNARD, CA 93033-7254
Document Number	0000141838
Map Reference	MB65 PG62-65
Instrument Date	Oct 26, 2017
Instrument	20171031-00141838
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4320 FROST DR, OXNARD, CA 93033-7254

Mortgage

Document Number	0000141839
Date	Oct 31, 2017
Instrument	20171031-00141839

Lender

Name	BREEZE FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Hueneme Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$440,932 (+2%) Land $176,371 Building $264,561
2025	$5,181.00 (+1.77%) Homeowner's exemption	$432,287 (+4.04%) Land $172,913 Building $259,374
2024	$5,091.00 (+6.26%)
2023	$4,791.00 (+2.13%) Homeowner's exemption	$415,501 Land $166,198 Building $249,303
2022	$4,691.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, GeoLinks, T-Mobile.

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