434 Windham Pass, Carmel, IN 46032 Property Records

Hamilton County property record for 434 Windham Pass, Carmel, IN 46032

Property Summary

Property TypeCondominium
Details4 ba · 2,232 sqft · built 2003
Lot Size0.039 acres (1,742 sqft)
OwnerTrust Name on Record
Tax Bill$7,220 (2024)
Deeds & MortgagesMar 2022 Line of Credit
Jul 2020 Transfer
Flood ZoneZone X (minimal risk)
APN29-09-26-013-016.006-018

Property Details

APN / Parcel Number

Primary APN29-09-26-013-016.006-018
Alternative APN
  • 1609260013016006

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Stories2 Stories
Building Area2,232 sqft Living Area
1st Floor Area456 sqft
2nd Floor Area936 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Architectural StyleRow End or Row Middle
Roof MaterialAsphalt
Lot Area1,742 sqft (0.039 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1609260013016006
Street Address434 WINDHAM PASS
CityCARMEL
StateIN
Zip46032-4653
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionACREAGE .04, SECTION 26, TOWNSHIP 18, RANGE 3, PROVIDENCE AT OLD MERIDIAN, REPLAT INFORMATION: BLOCKS 2-18, PHASE 2, LOT 1606
Legal Range03
Legal Township18
Legal Section26
Legal SubdivisionPROVIDENCE AT OLD MERIDIAN PHASE TWO
Legal Block2-18,16
Legal Lot Number1606 4
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1005
Census Tract111012

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on Record
Mailing Address411 W MAIN ST, CARMEL, IN 46032-1630
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2022Deed of Trust, Mortgage · Line of Credit
SUNFLOWER BANK NA
Jul 31, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2006
Deed SaleJan 10, 2006
Prior SaleJan 10, 2006
Deed Document Number0000000575
Last Transfer DateJul 31, 2020
Transfer Doc0000049892
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address434 WINDHAM PASS, CARMEL, IN 46032-4653
Transaction TypeMortgage
Record UpdatedAug 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015238
DateMar 25, 2022
Instrument2022015238
Lender
NameSUNFLOWER BANK NA
TypeBank
AddressPHOENIX, AZ 85018
Agreement
TypeLine of Credit
AmountAmount Recorded

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON IN
Recording DateJul 31, 2020
Property Address434 WINDHAM PASS, CARMEL, IN 46032-4653
Document Number0000049892
Instrument DateJul 20, 2020
Instrument49892
Transaction TypeTransfer
Record UpdatedSep 15, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address411 W MAIN ST CARMEL IN 460321630, CARMEL, IN 46032-1630

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$368,200 (+2.08%) Land $74,200 Building $294,000$368,200 (+2.08%) Land $74,200 Building $294,000
2024$7,220.00 (+13.52%)$360,700 (+14.33%) Land $74,200 Building $286,500$360,700 (+14.33%) Land $74,200 Building $286,500
2023$6,360.00 (+29.4%)$315,500 (+32.79%) Land $74,200 Building $241,300$315,500 (+32.79%) Land $74,200 Building $241,300
2022$4,915.00$237,600 Land $66,800 Building $170,800$237,600 Land $66,800 Building $170,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
On-Ramp Indiana
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Metronet, Verizon, Xfinity.

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