427 Windham Pass, Carmel, IN 46032 Property Records

Hamilton County property record for 427 Windham Pass, Carmel, IN 46032

Property Summary

Property Type	Condominium
Details	2.5 ba · 1,844 sqft · built 2003
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$422,009 (Mar 2026)
Tax Bill	$5,203 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-09-26-014-017.003-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-26-014-017.003-018`
Alternative APN	`1609260014017003`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,844 sqft Living Area
Gross Area	2,644 sqft
1st Floor Area	1,844 sqft
2nd Floor Area	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Row Home
Construction Type	Brick
Roof Material	Asphalt
Lot Area	1,307 sqft (0.03 acres)
Lot Dimensions	67.5 ft deep x 20 ft wide
Garage Type	Attached
Garage Area	800 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	427 WINDHAM PASS
City	CARMEL
State	IN
Zip	46032-4653
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ACREAGE .03, SECTION 26, TOWNSHIP 18, RANGE 3, PROVIDENCE AT OLD MERIDIAN, REPLAT INFORMATION: BLOCK 17, PHASE 2, LOT 1703, BLOCK 17
Legal Range	03
Legal Township	18
Legal Section	26
Legal Subdivision	PROVIDENCE AT OLD MERIDIAN
Legal Block	17
Legal Lot Number	1703
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1002
Census Tract	111012

Owner

Source: Hamilton County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	427 WINDHAM PASS, CARMEL, IN 46032-4653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage TOTAL QUALITY FINANCIAL INC
Jan 18, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	Apr 16, 2025 · Amount on Record
Deed Document Number	202613020
Prior Transfer Date	Feb 23, 2026
Prior Transfer Doc	0000013020
Record Updated	Jun 8, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Mar 31, 2026
Property Address	427 WINDHAM PASS, CARMEL, IN 46032-4653
Document Number	0000013020
Map Reference	DOC 200600039010
Instrument Date	Feb 23, 2026
Instrument	2026013020
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 WINDHAM PASS, CARMEL, IN 46032-4653

Mortgage

Document Number	0000013021
Date	Mar 31, 2026
Instrument	2026013021

Lender

Name	TOTAL QUALITY FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jan 18, 2019
Property Address	427 WINDHAM PASS, CARMEL, IN 46032-4653
Document Number	2019002152
Map Reference	CAB 3 SL 442
Instrument Date	Jan 18, 2019
Instrument	2019002152
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 WINDHAM PASS, CARMEL, IN 46032-4653

Mortgage

Document Number	2019002153
Date	Jan 18, 2019
Instrument	2019002153

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$275,800 (+6.2%) Land $74,200 Building $201,600	$275,800 (+6.2%) Land $74,200 Building $201,600
2024	$5,203.00 (+2.18%)	$259,700 (+2.81%) Land $74,200 Building $185,500	$259,700 (+2.81%) Land $74,200 Building $185,500
2023	$5,092.00 (+111.37%)	$252,600 (+12.97%) Land $74,200 Building $178,400	$252,600 (+12.97%) Land $74,200 Building $178,400
2022	$2,409.00	$223,600 Land $66,800 Building $156,800	$223,600 Land $66,800 Building $156,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet, Verizon, Xfinity.

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