426 Windham Pass, Carmel, IN 46032 Property Records

Hamilton County property record for 426 Windham Pass, Carmel, IN 46032

Property Summary

Property Type	Condominium
Details	3 ba · 1,844 sqft · built 2003
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Dec 2022)
Tax Bill	$2,860 (2024)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-26-013-016.004-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-26-013-016.004-018`
Alternative APN	`1609260013016004`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,844 sqft Living Area
1st Floor Area	380 sqft
2nd Floor Area	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2009
Architectural Style	Row End or Row Middle
Roof Material	Asphalt
Lot Area	1,307 sqft (0.03 acres)
Lot Dimensions	67 ft deep x 20 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1609260013016004
Street Address	426 WINDHAM PASS
City	CARMEL
State	IN
Zip	46032-4653
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ACREAGE .03, SECTION 26, TOWNSHIP 18, RANGE 3, PROVIDENCE AT OLD MERIDIAN, REPLAT INFORMATION: BLOCKS 2-18, PHASE 2, LOT 1604
Legal Range	03
Legal Township	18
Legal Section	26
Legal Subdivision	PROVIDENCE AT OLD MERIDIAN PHASE TWO
Legal Block	2-18,16
Legal Lot Number	1604
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1005
Census Tract	111012

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	426 WINDHAM PASS, CARMEL, IN 46032-4653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Warranty Deed, Transfer · Conventional Mortgage MJW FINANCIAL LLC
Nov 4, 2020	Warranty Deed, Transfer · Conventional Mortgage GVC MORTGAGE INC
May 6, 2020	Deed of Trust, Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2022 · Amount on Record
Deed Sale	Dec 5, 2022 · Amount on Record
Prior Sale	Nov 4, 2020 · Amount on Record
Deed Document Number	2022057310
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Dec 5, 2022
Property Address	426 WINDHAM PASS, CARMEL, IN 46032-4653
Document Number	0000057310
Instrument Date	Dec 1, 2022
Instrument	2022057310
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	MTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 WINDHAM PASS, CARMEL, IN 46032-4653

Mortgage

Document Number	0000057311
Date	Dec 5, 2022
Instrument	2022057311

Lender

Name	MJW FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Nov 4, 2020
Property Address	426 WINDHAM PASS, CARMEL, IN 46032-4653
Document Number	2020080302
Map Reference	CAB 3 SL 300
Instrument Date	Oct 27, 2020
Instrument	2020080302
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	CENTURION LAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 WINDHAM PASS, CARMEL, IN 46032-4653

Mortgage

Document Number	2020080303
Date	Nov 4, 2020
Instrument	2020080303

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	426 WINDHAM PASS, CARMEL, IN 46032-4653
Document Number	0000027380
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	426 WINDHAM PASS CARMEL IN 460324653, CARMEL, IN 46032-4653

Mortgage

Document Number	0000027380
Date	May 11, 2020
Instrument	27380

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 10, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$290,800 (+5.4%) Land $74,200 Building $216,600	$290,800 (+5.4%) Land $74,200 Building $216,600
2024	$2,860.00 (+8.66%)	$275,900 (+3.88%) Land $74,200 Building $201,700	$275,900 (+3.88%) Land $74,200 Building $201,700
2023	$2,632.00 (+5.28%)	$265,600 (+13.02%) Land $74,200 Building $191,400	$265,600 (+13.02%) Land $74,200 Building $191,400
2022	$2,500.00	$235,000 Land $66,800 Building $168,200	$235,000 Land $66,800 Building $168,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet, Verizon, Xfinity.

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