434 Union St, Erwin, TN 37650 Property Records

Unicoi County property record for 434 Union St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 752 sqft · built 1948
Lot Size	0.302 acres (13,146 sqft)
Owner	2 Individual Names on Record
Last Sale	$129,000 (Aug 2021)
Tax Bill	$777 (2024)
Deeds & Mortgages	Aug 2020 Transfer Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023N-Q-009.00`

Property Details

APN / Parcel Number

Primary APN	`023N-Q-009.00`
Alternative APNs	`086023N Q 00900` `000005813`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	752 sqft Living Area
Gross Area	1,016 sqft
1st Floor Area	752 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,146 sqft (0.302 acres)
Lot Dimensions	121 ft deep x 103 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	211 sqft
Utility Building	176 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	434 UNION ST
City	ERWIN
State	TN
Zip	37650-1760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	PB C PG 260 LOT 2 99X124X106X118
Legal Subdivision	JOSEPH SCOTT & AMANDA METCALF
Legal Lot Number	2
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	1
Census Block	1007
Census Tract	80400

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	615 NEW AVE, ERWIN, TN 37650-1332
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 11, 2018	Warranty Deed, Transfer DOUGLAS K & SARAH R SHULTS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2021 · Amount on Record
Deed Sale	Aug 13, 2021 · Amount on Record
Prior Sale	Jun 18, 2008
Deed Document Number	20211799
Deed Book / Page	449 / 316
Transfer Doc	0324000221
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNICOI TN
Recording Date	Aug 21, 2020
Property Address	434 UNION ST, ERWIN, TN 37650-1760
Document Number	436411
Book / Page	000436 / 000411
Instrument Date	Aug 19, 2020
Instrument	1516
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	441 FIVE ST ERWIN TN 37650, ERWIN, TN 37650

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Dec 11, 2018
Property Address	434 UNION ST, ERWIN, TN 37650-1760
Document Number	418364
Book / Page	000418 / 000364
Instrument Date	Dec 10, 2018
Instrument	2259
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	DEBBIE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$333.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	133 DEARMOND PL ERWIN TN 376504132, ERWIN, TN 37650-4132

Mortgage

Document Number	418367
Date	Dec 11, 2018
Book Page	000418/000367
Instrument	2260

Lender

Name	DOUGLAS K & SARAH R SHULTS

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,750 (-) Land $6,000 Building $23,750	$119,000 (-) Land $24,000 Building $95,000
2024	$777.00 (+11.16%)
2023		$29,750 (-) Land $6,000 Building $23,750
2022	$699.00	$29,750 Land $6,000 Building $23,750	$119,000 Land $24,000 Building $95,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Nearby Flood Policies	44 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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