405 Union St, Erwin, TN 37650 Property Records

Unicoi County property record for 405 Union St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,248 sqft · built 1963
Lot Size	0.273 acres (11,882 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Sep 2010)
Tax Bill	$980 (2022)
Flood Zone	Zone X (minimal risk)
APN	`023N-K-017.00`

Property Details

APN / Parcel Number

Primary APN	`023N-K-017.00`
Alternative APNs	`086023N K 01700` `000011994`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	1,688 sqft
1st Floor Area	1,248 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1997
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,882 sqft (0.273 acres)
Lot Dimensions	110 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Stoop
Porch Area	60 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 UNION ST
City	ERWIN
State	TN
Zip	37650-1747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	T O ERWIN LOT PT20 110X100
Legal Subdivision	T O ERWIN
Legal Lot Number	20
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	1
Census Block	1002
Census Tract	80400

Owner

Source: Unicoi County records · APN 023N-K-017.00

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	405 UNION ST, ERWIN, TN 37650-1747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 27, 2010 · Amount on Record
Deed Sale	Sep 27, 2010 · Amount on Record
Prior Sale	Jun 09, 2006 · Amount on Record
Deed Book / Page	345 / 497
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Unicoi County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$41,675 (-) Land $5,575 Building $36,100	$166,700 (-) Land $22,300 Building $144,400
2023		$41,675 (-) Land $5,575 Building $36,100
2022	$980.00	$41,675 Land $5,575 Building $36,100	$166,700 Land $22,300 Building $144,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 23, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Nearby Flood Policies	44 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Utilities Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband Fiber Holding, T-Mobile USA.

Based on FCC filings for 235 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.