424 Union St, Erwin, TN 37650 Property Records

Unicoi County property record for 424 Union St, Erwin, TN 37650 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,248 sqft · built 1909
Lot Size	0.208 acres (9,067 sqft)
Owner	2 Individual Names on File
Last Sale	$174,250 (Jun 2023)
Tax Bill	$747 (2024)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023N-Q-006.00`

Property Details

APN / Parcel Number

Primary APN	`023N-Q-006.00`
Alternative APNs	`086023N Q 00600` `000005810`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	60 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1909
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,067 sqft (0.208 acres)
Lot Dimensions	188 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	220 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	424 UNION ST
City	ERWIN
State	TN
Zip	37650-1748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 50X188
Legal Subdivision	A R BROWN
Legal Lot Number	6
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	1
Census Block	1003
Census Tract	80400

Owner

Source: Unicoi County records · APN 023N-Q-006.00

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	100 OAK RIDGE RD, ERWIN, TN 37650-8943
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 05, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage CLINCHFIELD FCU
Nov 22, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 05, 2023 · Amount on Record
Deed Sale	Jun 05, 2023 · Amount on Record
Prior Sale	Nov 22, 2021 · Amount on Record
Deed Document Number	2023975
Deed Book / Page	470 / 728
Record Updated	Jun 08, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Jun 05, 2023
Property Address	424 UNION ST, ERWIN, TN 37650-1748
Document Number	0000470728
Book / Page	470 / 728
Map Reference	MB 11 PG 425
Instrument Date	Jun 02, 2023
Instrument	23000975
Transaction Type	Transfer
Record Updated	Apr 02, 2024
Title Company	DEBBIE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$644.73
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 OAK RIDGE ROAD, PRION, TN 36650

Mortgage

Document Number	0023000976
Date	Jun 05, 2023
Instrument	23000976

Lender

Name	CLINCHFIELD FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jul 01, 2048

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Nov 22, 2021
Property Address	424 UNION ST, ERWIN, TN 37650-1748
Document Number	0000453118
Book / Page	453 / 118
Map Reference	MB 11 PG 425
Instrument Date	Nov 15, 2021
Instrument	21002570
Transaction Type	Transfer
Record Updated	Apr 02, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$536.13
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021002571
Date	Nov 22, 2021
Instrument	21002571

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Unicoi County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,625 (-) Land $3,350 Building $25,275	$114,500 (-) Land $13,400 Building $101,100
2024	$747.00 (+11%)
2023		$28,625 (-) Land $3,350 Building $25,275
2022	$673.00	$28,625 Land $3,350 Building $25,275	$114,500 Land $13,400 Building $101,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Unicoi County (47171C), updated August 23, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471710804001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 44 individual NFIP policies nearby
Nearby Flood Policies	44 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 28% of Tennessee
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 329 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Xfinity	Cable	1,200 / 35
Erwin Utilities	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA, Point Broadband Fiber Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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