Orange County property record for 434 Spring River Dr, Orlando, FL 32828
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,709 sqft · built 2006 |
| Lot Size | 0.155 acres (6,736 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $560,000 (Apr 2024) |
| Tax Bill | $7,984 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-22-32-7103-00-050 |
| Primary APN | 31-22-32-7103-00-050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,709 sqft Living Area |
| Gross Area | 3,807 sqft |
| 1st Floor Area | 1,340 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,736 sqft (0.155 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 434 SPRING RIVER DR |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32828-6984 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | RIVER OAKS AT TIMBER SPRINGS 62/51 LOT 5 |
| Legal Range | 32E |
| Legal Township | 22S |
| Legal Section | 31 |
| Legal Subdivision | RIVER OAKS AT TIMBER SPRINGS |
| Legal Tract | 7103 |
| Legal Lot Number | 5 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | UNION PARK |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 16750 |
Source: Orange County records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 434 SPRING RIVER DR, ORLANDO, FL 32828-6984 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Apr 4, 2024 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2024 · Amount on Record |
| Deed Sale | Apr 4, 2024 · Amount on Record |
| Prior Sale | Sep 7, 2010 · Amount on Record |
| Deed Document Number | 2024196522 |
| Prior Transfer Date | Sep 2, 2010 |
| Prior Transfer Doc | 0000517524 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 4, 2024 |
| Property Address | 434 SPRING RIVER DR, ORLANDO, FL 32828-6984 |
| Document Number | 0000196522 |
| Map Reference | MB 62 PG 51 |
| Instrument Date | Mar 25, 2024 |
| Instrument | 20240196522 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2024 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,920.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 428 KENTUCKY WOODS LN W, ORLANDO, FL 32824-8616 |
| Name | Verified Name |
|---|---|
| Address | 434 SPRING RIVER DR, ORLANDO, FL 32828-6984 |
| Document Number | 0000196523 |
|---|---|
| Date | Apr 4, 2024 |
| Instrument | 20240196523 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 434 SPRING RIVER DR, ORLANDO, FL 32828-6984 |
| Document Number | 0000277463 |
| Instrument Date | Apr 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 134 EAST ST PATERSON NJ 07514, PATERSON, NJ 07514 |
| Document Number | 0000277463 |
|---|---|
| Date | May 6, 2019 |
| Instrument | 277463 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 5, 2049 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $502,490 (-1.34%) Land $80,000 Building $422,490 | $502,490 (-1.34%) Land $80,000 Building $422,490 | |
| 2025 | $7,984.00 (+4.23%) | $509,310 (+11.19%) Land $80,000 Building $429,310 | $509,310 (+11.19%) Land $80,000 Building $429,310 |
| 2024 | $7,660.00 (+12.45%) | ||
| 2023 | $6,812.00 (+14.33%) | $458,056 (+21.34%) Land $80,000 Building $378,056 | $458,056 (+21.34%) Land $80,000 Building $378,056 |
| 2022 | $5,958.00 | $377,512 Land $60,000 Building $317,512 | $377,512 Land $60,000 Building $317,512 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | J;C MHP private · serves 40 people · EPA ID FL3484175 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | OCUD/WESTERN REGIONAL WTR SYS (5 WPS), OCUD/SOUTHERN WATER SYS (5 WPS) |
| Lead | Under 1 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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