San Joaquin County property record for 434 S Derone Ln, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,892 sqft · built 2015 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $532,500 (Oct 2015) |
| Tax Bill | $7,300 (2026) |
| Deeds & Mortgages | Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 246-350-170-000 |
| Primary APN | 246-350-170-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,892 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 5,500 sqft (0.126 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 246-350-17 |
|---|---|
| Street Address | 434 S DERONE LN |
| City | TRACY |
| State | CA |
| Zip | 95376-8114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 14-FM PT OF 246-140-16/VENTANA RM 42-008 |
| Legal Subdivision | VENTANA |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 5220 |
434 S Derone Ln is owned and occupied by an individual who acquired it in January 2019.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 434 S DERONE LN, TRACY, CA 95376-8114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2015 · Amount on File |
| Deed Sale | Oct 28, 2015 · Amount on File |
| Deed Document Number | 2015129381 |
| Last Transfer Date | Jan 15, 2019 |
| Transfer Doc | 0000006533 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jan 18, 2019 |
| Property Address | 434 S DERONE LN, TRACY, CA 95376-8114 |
| Document Number | 0000006533 |
| Map Reference | DOC2014-64063 |
| Instrument Date | Jan 15, 2019 |
| Instrument | 2019-006533 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIDELITY NATIONAL TITLE STOC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 434 S DERONE LN, TRACY, CA 95376-8114 |
| Document Number | 0000006534 |
|---|---|
| Date | Jan 18, 2019 |
| Instrument | 2019-006534 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Number | 0000006535 |
|---|---|
| Date | Jan 18, 2019 |
| Instrument | 2019-006535 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 23, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 434 S Derone Ln was $7,300 with a homeowner's exemption.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,300.00 (-0.01%) | ||
| 2025 | $7,301.00 Homeowner's exemption | $630,289 Land $177,566 Building $452,723 | |
| 2023 | $6,605.00 (+2.06%) Homeowner's exemption | $605,817 Land $170,672 Building $435,145 | $796,680 |
| 2022 | $6,472.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 434 S Derone Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 434 S Derone Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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