1. Home
  2. California
  3. San Joaquin County
  4. Tracy
  5. S Derone Ln

424 S Derone Ln, Tracy, CA 95376 Property Records

San Joaquin County property record for 424 S Derone Ln, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,800 sqft · built 2015
Lot Size0.115 acres (5,000 sqft)
Owner2 Company Names on Record
Last Sale$780,000 (Dec 2024)
Tax Bill$9,097 (2026)
Deeds & MortgagesDec 2020 Mortgage
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN246-350-160-000

Property Details

APN / Parcel Number

Primary APN246-350-160-000
Alternative APN
  • 246-350-16

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,800 sqft Living Area

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleCustom Design
Construction TypeWood
Lot Area5,000 sqft (0.115 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number246-350-16
Street Address424 S DERONE LN
CityTRACY
StateCA
Zip95376-8114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description14-FM PT OF 246-140-16/VENTANA RM 42-008
Legal SubdivisionVENTANA
Legal Block1
Legal Lot Number16
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1002
Census Tract5220

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1597 MAPLE LEAF DR, PLEASANTON, CA 94588-5305
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2020Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Feb 19, 2020Grant Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2024 · Amount on Record
Deed SaleDec 30, 2024 · Amount on Record
Prior SaleFeb 19, 2020 · Amount on Record
Deed Document Number2024117594
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address424 S DERONE LN, TRACY, CA 95376-8114
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 S DERONE LN, TRACY, CA 95376-8114

Mortgage

Document Number0000175337
DateDec 14, 2020
Instrument2020-175337
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateFeb 19, 2020
Property Address424 S DERONE LN, TRACY, CA 95376-8114
Document Number0000021526
Instrument DateFeb 14, 2020
Instrument21526
Transaction TypeTransfer
Record UpdatedMar 10, 2020
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$633.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 S DERONE LN TRACY CA 953768114, TRACY, CA 95376-8114

Mortgage

Document Number21527
DateFeb 19, 2020
Instrument21527
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 18, 2050

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,097.00 (-0.03%)
2025$9,100.00 (+38.09%)$780,000 (+29.05%) Land $200,000 Building $580,000
2023$6,590.00 (+2.06%) Homeowner's exemption$604,425 Land $126,140 Building $478,285$747,360
2022$6,457.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Matrix Broadband
Fixed Wireless		600 / 120
unWired Broadband
Fixed Wireless		400 / 50
Verizon
Fixed Wireless		300 / 20
Cal.net
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on S Derone Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures