San Joaquin County property record for 394 S Derone Ln, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,465 sqft · built 2015 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $822,000 (Nov 2023) |
| Tax Bill | $8,647 (2026) |
| Deeds & Mortgages | Sep 2025 Transfer Apr 2024 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 246-350-130-000 |
| Primary APN | 246-350-130-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,465 sqft Living Area |
| 1st Floor Area | 2,465 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,534 sqft (0.15 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 246-350-13 |
|---|---|
| Street Address | 394 S DERONE LN |
| City | TRACY |
| State | CA |
| Zip | 95376-8114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 14-FM PT OF 246-140-16/VENTANA RM 42-008 |
| Legal Subdivision | VENTANA |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 5220 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 394 S DERONE LN, TRACY, CA 95376-8114 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Sep 19, 2025 | Intrafamily Transfer, Transfer |
| Apr 10, 2024 | Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Nov 27, 2023 | Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Sep 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Apr 23, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| Mar 27, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 2023 · Amount on Record |
| Deed Sale | Nov 27, 2023 · Amount on Record |
| Prior Sale | Aug 20, 2015 · Amount on Record |
| Deed Document Number | 202396329 |
| Last Transfer Date | Mar 22, 2024 |
| Transfer Doc | 0000029674 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 19, 2025 |
| Property Address | 394 S DERONE LN, TRACY, CA 95376-8114 |
| Document Number | 0000079973 |
| Map Reference | MB 42 PG 8 |
| Instrument Date | Sep 3, 2025 |
| Instrument | 2025-079973 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 394 S DERONE LN, TRACY, CA 95376-8114 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 10, 2024 |
| Property Address | 394 S DERONE LN, TRACY, CA 95376-8114 |
| Document Number | 0000029674 |
| Map Reference | MB 42 PG 8 |
| Instrument Date | Mar 22, 2024 |
| Instrument | 2024-029674 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2024 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 394 S DERONE LN # 95, 95, TRACY, CA 95376-8114 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Nov 27, 2023 |
| Property Address | 394 S DERONE LN, TRACY, CA 95376-8114 |
| Document Number | 0000096329 |
| Map Reference | MB 42 PG 8 |
| Instrument Date | Nov 22, 2023 |
| Instrument | 2023-096329 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 394 S DERONE LN, TRACY, CA 95376-8114 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 394 S DERONE LN, TRACY, CA 95376-8114 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 394 S DERONE LN, TRACY, CA 95376-8114 |
| Document Number | 0000162096 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 2021-162096 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 394 S DERONE LN, TRACY, CA 95376-8114 |
| Document Number | 0000047143 |
| Instrument Date | Apr 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 394 S DERONE LN TRACY CA 953768114, TRACY, CA 95376-8114 |
| Document Number | 0000047143 |
|---|---|
| Date | May 9, 2019 |
| Instrument | 47143 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 8, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Mar 27, 2017 |
| Property Address | 394 S DERONE LN, TRACY, CA 95376-8114 |
| Document Number | 0000034446 |
| Instrument Date | Mar 20, 2017 |
| Instrument | 34446 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2017 |
| Title Company | TITLE 365 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 394 S DERONE LN TRACY CA 953768114, TRACY, CA 95376-8114 |
| Document Number | 34447 |
|---|---|
| Date | Mar 27, 2017 |
| Instrument | 34447 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 26, 2047 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,647.00 (-10.76%) | ||
| 2025 | $9,690.00 (+50.42%) | $838,440 (+41.93%) Land $244,800 Building $593,640 | |
| 2023 | $6,442.00 (+2.06%) Homeowner's exemption | $590,758 Land $182,050 Building $408,708 | $718,110 |
| 2022 | $6,312.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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