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434 Paul Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 434 Paul Dr, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,620 sqft · built 1990
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (Oct 2018)
Tax Bill$5,484 (2025)
Deeds & MortgagesOct 2018 Sale
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN07-25-349-039-000

Property Details

APN / Parcel Number

Primary APN07-25-349-039-000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,620 sqft Living Area
1st Floor Area1,620 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Construction TypeFrame
Foundation TypeRaised
Lot Area12,197 sqft (0.28 acres)
Garage Area529 sqft
DrivewayConcrete Driveway
Driveway Area651 sqft

Exterior Amenities

PorchSlab
Porch Area210 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address434 PAUL DR
CityWATERLOO
StateIL
Zip62298-1831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWR5
Legal DescriptionLOT 39 LAKEVIEW ESTATES WEST
Legal Range10W
Legal Township02S
Legal Section25
Legal SubdivisionLAKEVIEW ESTATES
Legal Lot Number39
JurisdictionMONROE IL
Township / Civil Division27
Census Block Group3
Census Block3010
Census Tract600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address434 PAUL DR, WATERLOO, IL 62298-1831
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2018Warranty Deed, Transfer
AMERICAN TITLE COMPANY, AMERICAN TITLE CO
Oct 18, 2018Deed of Trust, Mortgage · Conventional Mortgage
STATE BK/WATERLOO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 19, 2018 · Amount on File
Deed SaleOct 19, 2018 · Amount on File
Deed Document Number2018398326
Prior Transfer DateOct 18, 2018
Prior Transfer Doc0000398326
Record UpdatedOct 29, 2026

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateOct 19, 2018
Property Address434 PAUL DR, WATERLOO, IL 62298-1831
Document Number0000398326
Instrument DateOct 18, 2018
Instrument398326
Transaction TypeTransfer
Record UpdatedNov 7, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE CO

Transaction

AmountAmount on Record
Tax$262.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address434 PAUL DR #DR1VE WATERLOO IL 622981831, WATERLOO, IL 62298-1831

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address434 PAUL DR, WATERLOO, IL 62298-1831
Document Number0000398327
Instrument DateOct 18, 2018
Transaction TypeMortgage
Record UpdatedNov 7, 2018
Title CompanyCOLUMBIA TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address434 PAUL DR WATERLOO IL 622981831, WATERLOO, IL 62298-1831

Mortgage

Document Number0000398327
DateOct 19, 2018
Instrument398327
Lender
NameSTATE BK/WATERLOO
TypeBank
AddressWATERLOO, IL 62298
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,484.00 (+6.22%) Homeowner's exemption$95,640 (+36.53%) Land $16,790 Building $78,850$286,920 (+36.53%) Land $50,370 Building $236,550
2024$5,163.00
2022Additional exemption filed$70,050 Land $15,410 Building $54,640$210,150 Land $46,230 Building $163,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims8 (1993)
Claims Outside the SFHA2 of 8
Most Recent ClaimAug 1993 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO
serves 10,190 people · EPA ID IL1330300
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Harrisonville Telephone Company
Fiber · DSL		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Wisper ISP.

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