Monroe County property record for 426 Paul Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,006 sqft · built 1996 |
| Lot Size | 0.22 acres (9,677 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,419 (2024) |
| Deeds & Mortgages | Jan 2023 Transfer Jul 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-349-037-000 |
| Primary APN | 07-25-349-037-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,006 sqft Living Area |
| 1st Floor Area | 2,006 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 9,677 sqft (0.22 acres) |
| Garage Area | 484 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 630 sqft |
| Porch | Slab |
| Porch Area | 95 sqft |
| Patio Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 426 PAUL DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOT 37 LAKEVIEW ESTATES WEST |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | LAKEVIEW ESTATES |
| Legal Lot Number | 37 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 27 |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 600501 |
Source: Monroe County records · APN 07-25-349-037-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 426 PAUL DR, WATERLOO, IL 62298-1831 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 23, 2023 | Intrafamily Transfer, Transfer ATTORNEY |
| Jul 20, 2020 | Deed of Trust, Mortgage · Line of Credit SCOTT CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jan 20, 2023 |
| Transfer Doc | 0000427701 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jan 23, 2023 |
| Property Address | 426 PAUL DR, WATERLOO, IL 62298-1831 |
| Document Number | 0000427701 |
| Instrument Date | Jan 19, 2023 |
| Instrument | 427701 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 426 PAUL DR, WATERLOO, IL 62298-1831 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 426 PAUL DR, WATERLOO, IL 62298-1831 |
| Document Number | 0000409718 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2020 |
| Title Company | ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 426 PAUL DR WATERLOO IL 622981831, WATERLOO, IL 62298-1831 |
| Document Number | 0000409718 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 409718 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | EDWARDSVILLE, IL 62025 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 26, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $77,710 (-2.59%) Land $15,190 Building $62,520 | $233,130 (-2.59%) Land $45,570 Building $187,560 | |
| 2024 | $4,419.00 | ||
| 2022 | Additional exemption filed | $79,780 Land $15,120 Building $64,660 | $239,340 Land $45,360 Building $193,980 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), as of August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336005013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 8 (1993) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| HTC Holding Fiber · DSL | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Wisper ISP.
Based on FCC filings for 138 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IL1330300, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO serves 10,190 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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