Monroe County property record for 422 Paul Dr, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,905 sqft · built 1993 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $252,000 (Jun 2021) |
| Tax Bill | $5,714 (2024) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-349-036-000 |
| Primary APN | 07-25-349-036-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,905 sqft Living Area |
| 1st Floor Area | 1,905 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Area | 550 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 630 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 360 sqft |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 422 PAUL DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 36 LAKEVIEW ESTATES WEST |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | LAKEVIEW ESTATES |
| Legal Lot Number | 36 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 27 |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 600501 |
Source: Monroe County records · APN 07-25-349-036-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 422 PAUL DR, WATERLOO, IL 62298-1831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 02, 2021 | Warranty Deed, Transfer · Conventional Mortgage BUENA VISTA NATIONAL BANK |
| Jan 24, 2017 | Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST NATIONAL BANK WATERLOO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 02, 2021 · Amount on Record |
| Deed Sale | Jun 02, 2021 · Amount on Record |
| Deed Document Number | 2021417574 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 02, 2021 |
| Property Address | 422 PAUL DR, WATERLOO, IL 62298-1831 |
| Document Number | 0000417574 |
| Instrument Date | May 28, 2021 |
| Instrument | 417574 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $378.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 422 PAUL DR, WATERLOO, IL 62298-1831 |
| Document Number | 0000417575 |
|---|---|
| Date | Jun 02, 2021 |
| Instrument | 417575 |
| Name | BUENA VISTA NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0000417576 |
|---|---|
| Date | Jun 02, 2021 |
| Instrument | 417576 |
| Name | BUENA VISTA NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 01, 2026 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 422 PAUL DR, WATERLOO, IL 62298-1831 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000388007 |
|---|---|
| Date | Jan 24, 2017 |
| Instrument | 388007 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 288 Months |
| Due | Jul 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $105,170 (+37.05%) Land $16,310 Building $88,860 | $315,510 (+37.05%) Land $48,930 Building $266,580 | |
| 2024 | $5,714.00 | ||
| 2022 | Additional exemption filed | $76,740 Land $15,120 Building $61,620 | $230,220 Land $45,360 Building $184,860 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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