434 Judith Rd, Kalispell, MT 59901 Property Records

Flathead County property record for 434 Judith Rd, Kalispell, MT 59901

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,296 sqft · built 2006
Lot Size0.134 acres (5,837 sqft)
Owner2 Individual Names on Record
Last Sale$228,900 (Oct 2006)
Tax Bill$1,651 (2026)
Deeds & MortgagesJan 2018 Mortgage
Flood ZoneZone X (moderate risk)
APNR0748094

Property Details

APN / Parcel Number

Primary APNR0748094
Alternative APNs
  • 07-4078-33-2-02-08-0000
  • 0000009321

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,296 sqft Living Area
1st Floor Area1,296 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,837 sqft (0.134 acres)
Garage Area352 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area32 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemFloor/Wall Furnace
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0000009321
Street Address434 JUDITH RD
CityKALISPELL
StateMT
Zip59901-2308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJOHNS GARDEN ACRES, S33, T29 N, R21 W, LOT 037, JOHNS GARDEN ACRES LOT 37
Legal Range21W
Legal Township29N
Legal Section33
Legal SubdivisionJOHNS GARDEN ACRES
Legal Lot Number37
JurisdictionFLATHEAD MT
Township / Civil DivisionKALISPELL
Census Block Group2
Census Block2003
Census Tract700

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address434 JUDITH RD, KALISPELL, MT 59901-2308
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2006 · Amount on Record
Deed SaleOct 2, 2006 · Amount on Record
Prior SaleMay 2, 2006 · Amount on Record
Deed Document Number200627516020
Record UpdatedOct 29, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLATHEAD MT
Property Address434 JUDITH RD, KALISPELL, MT 59901-2308
Transaction TypeMortgage
Record UpdatedAug 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800000944
DateJan 16, 2018
Instrument201800000944
Lender
NameMANN MORTGAGE LLC
TypeMortgage Company
AddressKALISPELL, MT 59901
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateMontana
CountyFlathead County
Elementary School DistrictEvergreen Elementary School District (PK - 08)
Secondary School DistrictFlathead High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,651.00 (-45.35%)$399,600 (+12.53%)
2025$399,600 (+12.53%) Land $84,079 Building $315,521
2023$3,021.00$355,100$355,100 Land $67,075 Building $288,025

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims5 (1980–2011)
Claims Outside the SFHA3 of 5
Most Recent ClaimJun 2011 · Severe Storms And Flooding
Claims by Event
  • Severe Storms,ice Jams, Snow Melt, Flooding, May 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLATHEAD COUNTY WATER AND SEWER
serves 9,520 people · EPA ID MT0001744
Water SourceGroundwater
Last State InspectionAug 2022
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30
Bullitt Communications
Fixed Wireless
100 / 50

May also be available: AT&T, MontanaSky Networks, Verizon, Vero Fiber.

Nearby Properties on Judith Rd

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