431 Judith Rd, Kalispell, MT 59901 Property Records

Flathead County property record for 431 Judith Rd, Kalispell, MT 59901

Property Summary

Property Type	Quadplex
Details	8 bd · 4 ba · 1,536 sqft · built 1973
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$598,500 (Mar 2024)
Tax Bill	$3,388 (2026)
Deeds & Mortgages	Mar 2024 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`R0751678`

Property Details

APN / Parcel Number

Primary APN	`R0751678`
Alternative APNs	`07-4078-33-2-01-27-0000` `0000021150`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Units	4 Units
Stories	1 Story
Building Area	1,536 sqft Total Area
1st Floor Area	1,536 sqft
Basement Area	1,536 sqft
Finished Basement	1,536 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2015
Architectural Style	Quadruplex
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
View / Lot	Major Street/Thoroughfare
Patio Area	56 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000021150
Street Address	431 JUDITH RD
City	KALISPELL
State	MT
Zip	59901-9502
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Legal Description	TEIGENS AC AMD L3 B1, S33, T29 N, R21 W, LOT 1
Legal Range	21W
Legal Township	29N
Legal Section	33
Legal Subdivision	TEIGENS AC AMD L3 B1
Legal Lot Number	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2003
Census Tract	700

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20421 ABERDEEN DR, BEND, OR 97702-9813
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Warranty Deed, Transfer · Conventional Mortgage MASSACHUSETTS INSTITUTE OF TECH FCU
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Oct 4, 2017	Warranty Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2024 · Amount on Record
Deed Sale	Mar 8, 2024 · Amount on Record
Prior Sale	Oct 4, 2017 · Amount on Record
Deed Document Number	20244294
Prior Transfer Date	Feb 3, 2006
Prior Transfer Doc	0004715310
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Mar 8, 2024
Property Address	431 JUDITH RD, KALISPELL, MT 59901-9502
Document Number	202400004294
Instrument Date	Mar 7, 2024
Instrument	202400004294
Transaction Type	Transfer
Record Updated	Mar 22, 2024
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 JUDITH RD, KALISPELL, MT 59901-9502

Mortgage

Document Number	202400004295
Date	Mar 8, 2024
Instrument	202400004295

Lender

Name	MASSACHUSETTS INSTITUTE OF TECH FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	431 JUDITH RD, KALISPELL, MT 59901-9502
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000036832
Date	Nov 2, 2020
Instrument	202000036832

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Oct 4, 2017
Property Address	431 JUDITH RD, KALISPELL, MT 59901-9502
Document Number	201700024889
Instrument Date	Oct 2, 2017
Instrument	201700024889
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1027 5TH AVE W, KALISPELL, MT 59901-5552

Mortgage

Document Number	201700024890
Date	Oct 4, 2017
Instrument	201700024890

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Evergreen Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,388.00 (-38.32%)	$574,100 (-11.09%)
2025			$574,100 (-11.09%) Land $189,653 Building $384,447
2023	$5,493.00	$645,700	$645,700 Land $173,955 Building $471,745

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	5 (1980–2011)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jun 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms,ice Jams, Snow Melt, Flooding, May 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLATHEAD COUNTY WATER AND SEWER serves 9,520 people · EPA ID MT0001744
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
Bullitt Communications Fixed Wireless	100 / 50

May also be available: AT&T, MontanaSky Networks, Verizon, Vero Fiber.

Nearby Properties on Judith Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures