430 Judith Rd, Kalispell, MT 59901 Property Records

Flathead County property record for 430 Judith Rd, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,439 sqft · built 2006
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,442 (Mar 2026)
Tax Bill	$2,007 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2015 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`R0748092`

Property Details

APN / Parcel Number

Primary APN	`R0748092`
Alternative APNs	`07-4078-33-2-02-06-0000` `0000009319`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,439 sqft Living Area
1st Floor Area	1,439 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,011 sqft (0.138 acres)
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000009319
Street Address	430 JUDITH RD
City	KALISPELL
State	MT
Zip	59901-2308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNS GARDEN ACRES, S33, T29 N, R21 W, LOT 35, ACRES 0.138, ASSR# 0000009319
Legal Range	21W
Legal Township	29N
Legal Section	33
Legal Subdivision	JOHNS GARDEN ACRES
Legal Lot Number	35
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2003
Census Tract	700

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	430 JUDITH RD, KALISPELL, MT 59901-2308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 23, 2015	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Jan 4, 2010	Deed of Trust, Mortgage · Conventional Mortgage EVERBANK.COM
Mar 10, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Nov 22, 2006	Corporation Deed, Subdivision Related Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2026 · Amount on Record
Deed Sale	Mar 10, 2026 · Amount on Record
Prior Sale	Nov 22, 2006 · Amount on Record
Deed Document Number	20264695
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	430 JUDITH RD, KALISPELL, MT 59901-2308
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIRST TITLE COMPANY, FIRST TITLE OF MONTANA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000018588
Date	Jul 7, 2020
Instrument	202000018588

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

March 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	430 JUDITH RD, KALISPELL, MT 59901-2308
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FTM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201500005338
Date	Mar 23, 2015
Instrument	201500005338

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	PORTLAND, OR 97223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2045

January 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	430 JUDITH RD, KALISPELL, MT 59901-2308
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FTM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201000000019
Date	Jan 4, 2010
Instrument	201000000019

Lender

Name	EVERBANK.COM
Type	Bank
Address	BROOMFIELD, CO 80021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2040

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Mar 10, 2026
Property Address	430 JUDITH RD, KALISPELL, MT 59901-2308
Document Number	202600004695
Instrument Date	Mar 3, 2026
Instrument	202600004695
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	430 JUDITH RD, KALISPELL, MT 59901-2308

Mortgage

Document Number	202600004696
Date	Mar 10, 2026
Instrument	202600004696

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2006: Corporation Deed, Subdivision Related Transfer

Document Type	Corporation Deed
Jurisdiction	FLATHEAD MT
Recording Date	Nov 22, 2006
Property Address	430 JUDITH RD, KALISPELL, MT 59901-2308
Document Number	200632614100
Instrument Date	Nov 20, 2006
Instrument	200632614100
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 14, 2023
Title Company	FLATHEAD COUNTY TITLE COMPAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 JUDITH RD, KALISPELL, MT 59901-2308

Mortgage

Document Number	200632614110
Date	Nov 22, 2006
Instrument	200632614110

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Evergreen Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,007.00 (+1.47%)	$473,500 (-)
2025	$1,978.00 (-42.53%)	$473,500 (+17%)	$473,500 (+17%) Land $84,788 Building $388,712
2023	$3,442.00	$404,700	$404,700 Land $67,198 Building $337,502

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	5 (1980–2011)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jun 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms,ice Jams, Snow Melt, Flooding, May 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLATHEAD COUNTY WATER AND SEWER serves 9,520 people · EPA ID MT0001744
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
Bullitt Communications Fixed Wireless	100 / 50

May also be available: AT&T, MontanaSky Networks, Verizon, Vero Fiber.

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