423 Harmony Rd, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 423 Harmony Rd, Middletown, NJ 07748

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,612 sqft · built 1933
Lot Size	0.336 acres (14,652 sqft)
Owner	Individual Name on Record
Last Sale	$290,500 (Jul 2008)
Tax Bill	$9,800 (2025)
Deeds & Mortgages	Jun 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`32-00571-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`32-00571-0000-00004`
Alternative APNs	`320057100004` `4215`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,612 sqft Living Area
1st Floor Area	1,612 sqft
Upper Floors Area	448 sqft
Basement Area	448 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	14,652 sqft (0.336 acres)
Lot Dimensions	132 ft deep x 111 ft wide
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	4215
Street Address	423 HARMONY RD
City	MIDDLETOWN
State	NJ
Zip	07748-1149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Block	571
Legal Lot Number	4
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2024
Census Tract	800701

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	423 HARMONY RD, MIDDLETOWN, NJ 07748-1149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2008 · Amount on Record
Deed Sale	Jul 3, 2008 · Amount on Record
Prior Sale	May 25, 1994 · Amount on Record
Deed Document Number	200874972
Deed Book / Page	8730 / 590
Last Transfer Date	Dec 28, 2012
Transfer Doc	0089921989
Record Updated	Oct 29, 2026

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONMOUTH NJ
Property Address	423 HARMONY RD, MIDDLETOWN, NJ 07748-1149
Document Number	0000099368
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	SINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROP SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 HARMONY RD MIDDLETOWN NJ 077481149, MIDDLETOWN, NJ 07748-1149

Mortgage

Document Number	0000099368
Date	Oct 23, 2019
Book Page	009375/003552
Instrument	99368

Lender

Name	DITECH FIN'L

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Oct 22, 2059

Interest

Rate	6.37%

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$658,600 (+8.47%) Land $452,800 Building $205,800	$658,600 (+8.47%) Land $452,800 Building $205,800
2025	$9,800.00 (+23.52%)	$607,200 (+43.51%) Land $403,300 Building $203,900	$607,200 (+43.51%) Land $403,300 Building $203,900
2024	$7,934.00 (+15.07%)
2023		$423,100 Land $269,100 Building $154,000	$423,100 Land $269,100 Building $154,000
2022	$6,895.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20