434 Harding St, Deptford (Woodbury), NJ 08096 Property Records

Gloucester County and Woodbury City property record for 434 Harding St, Deptford, NJ 08096

Property Summary

Property TypeSingle Family Home
Details1,830 sqft · built 1960
Lot Size0.366 acres (15,960 sqft)
Owner2 Individual Names on Record
Last Sale$40,000 (Mar 1988)
Tax Bill$9,102 (2025)
Deeds & MortgagesAug 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN22-00030-01-00020

Property Details

APN / Parcel Number

Primary APN22-00030-01-00020
Alternative APNs
  • 2200030000100020
  • 2200030A00020

Interior

Stories2 Stories
Building Area1,830 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Construction TypeFrame
Lot Area15,960 sqft (0.366 acres)
Lot Dimensions266 ft deep x 60 ft wide

Location & Zoning

Old Parcel Number2200030A00020
Street Address434 HARDING ST
CityWOODBURY
StateNJ
Zip08096-1516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR60
Legal Block30.1
Legal Lot Number20
JurisdictionGLOUCESTER NJ
Township / Civil DivisionWOODBURY
Census Block Group1
Census Block1001
Census Tract501003

Owner

Source: Gloucester County and Woodbury City records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address434 HARDING ST, WOODBURY, NJ 08096-1516
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 10, 1988 · Amount on Record
Deed SaleMar 10, 1988 · Amount on Record
Deed Book / Page1719 / 81
Record UpdatedSep 20, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER NJ
Property Address434 HARDING ST, DEPTFORD, NJ 08096-1516
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031043
DateAug 20, 2018
Book Page15536/182
Instrument31043
Lender
NameFULTON BANK OF NEW JERSEY
TypeBank
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Gloucester County and Woodbury City assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyGloucester County
MunicipalityWoodbury City
Unified School DistrictWoodbury City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$187,100 (-) Land $57,900 Building $129,200$187,100 (-) Land $57,900 Building $129,200
2025$9,102.00 (+1.12%)$187,100 (-) Land $57,900 Building $129,200$187,100 (-) Land $57,900 Building $129,200
2024$9,001.00 (+5.55%)
2023$187,100 Land $57,900 Building $129,200$187,100 Land $57,900 Building $129,200
2022$8,528.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1978–1980)
Most Recent ClaimOct 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWOODBURY CITY W DEPT
serves 10,263 people · EPA ID NJ0822001
Water SourcePurchased surface water from NJ AMERICAN WATER - WESTERN
Last State InspectionJul 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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