412 Harding St, Deptford (Woodbury), NJ 08096 Property Records

Gloucester County and Woodbury City property record for 412 Harding St, Deptford, NJ 08096

Property Summary

Property Type	Single Family Home
Details	1,566 sqft · built 1960
Lot Size	0.64 acres (27,878 sqft)
Owner	Individual Name on File
Last Sale	$227,500 (Sep 2020)
Tax Bill	$10,139 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-00030-01-00024`

Property Details

APN / Parcel Number

Primary APN	`22-00030-01-00024`
Alternative APNs	`2200030000100024` `2200030A00024`

Interior

Stories	2 Stories
Building Area	1,566 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	27,878 sqft (0.64 acres)
Lot Width	97 ft Width
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2200030A00024
Street Address	412 HARDING ST
City	WOODBURY
State	NJ
Zip	08096-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	L25
Legal Block	30.1
Legal Lot Number	24
Jurisdiction	GLOUCESTER NJ
Township / Civil Division	WOODBURY
Census Block Group	1
Census Block	1001
Census Tract	501003

Owner

412 Harding St is owned and occupied by an individual who bought it in September 2020.

Source: Gloucester County and Woodbury City records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	412 HARDING ST, WOODBURY, NJ 08096-1501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2020 · Amount on File
Deed Sale	Sep 8, 2020 · Amount on File
Deed Document Number	202036263
Deed Book / Page	6334 / 1
Prior Transfer Date	Jan 3, 1997
Prior Transfer Doc	0000004597
Record Updated	Sep 20, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	GLOUCESTER NJ
Recording Date	Sep 8, 2020
Property Address	412 HARDING ST, DEPTFORD, NJ 08096-1501
Document Number	0000036263
Book / Page	6334 / 1
Instrument Date	Aug 5, 2020
Instrument	36263
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	SURETY TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$227.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 CHARLES CROSS WAY UNIT 7206, 5, BLUFFTON, SC 29910-9398

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 HARDING ST, WOODBURY, NJ 08096-1501

Mortgage

Document Number	0000036264
Date	Sep 8, 2020
Instrument	36264

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 412 Harding St was $10,139, up 1.1% from the year before.

Source: Gloucester County and Woodbury City assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Gloucester County
Municipality	Woodbury City
Unified School District	Woodbury City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,400 (-) Land $62,800 Building $145,600	$208,400 (-) Land $62,800 Building $145,600
2025	$10,139.00 (+1.13%)	$208,400 Land $62,800 Building $145,600	$208,400 Land $62,800 Building $145,600
2024	$10,026.00
2023		$208,400 Land $62,800 Building $145,600	$208,400 Land $62,800 Building $145,600
2022	$9,498.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 Harding St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 16, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–1980)
Most Recent Claim	Oct 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Harding St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODBURY CITY W DEPT serves 10,263 people · EPA ID NJ0822001
Water Source	Purchased surface water from NJ AMERICAN WATER - WESTERN
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20