Gloucester County and Woodbury City property record for 400 Harding St, Deptford, NJ 08096
| Property Type | Single Family Home |
|---|---|
| Details | 3,193 sqft · built 1910 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Dec 2011) |
| Tax Bill | $14,079 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-00030-01-00026 |
| Primary APN | 22-00030-01-00026 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,193 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Construction Type | Frame |
| Lot Area | 52,708 sqft |
| Lot Width | 140 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 2200030A00026 |
|---|---|
| Street Address | 400 HARDING ST |
| City | WOODBURY |
| State | NJ |
| Zip | 08096-1501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Block | 30.1 |
| Legal Lot Number | 26 |
| Jurisdiction | GLOUCESTER NJ |
| Township / Civil Division | WOODBURY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 501003 |
400 Harding St is owned and occupied by two individuals who bought it in December 2011.
Source: Gloucester County and Woodbury City records, as of July 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 400 HARDING ST, WOODBURY, NJ 08096-1501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2024 | Deed of Trust, Mortgage · Line of Credit FULTON BANK NA |
| Oct 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GREENTREE MORTGAGE COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2011 · Amount on File |
| Deed Sale | Dec 8, 2011 · Amount on File |
| Prior Sale | May 6, 2003 · Amount on File |
| Deed Document Number | 201142906 |
| Deed Book / Page | 4922 / 157 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Property Address | 400 HARDING ST, DEPTFORD, NJ 08096-1501 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000000540 |
|---|---|
| Date | Jan 5, 2024 |
| Book Page | 18230/92 |
| Instrument | 540 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | EAST PETERSBURG, PA 17520 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Property Address | 400 HARDING ST, DEPTFORD, NJ 08096-1501 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000058866 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 17270/181 |
| Instrument | 58866 |
| Name | GREENTREE MORTGAGE COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | GIBBSBORO, NJ 08026 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 400 Harding St was $14,079, up 1.1% from the year before.
Source: Gloucester County and Woodbury City assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Gloucester County |
| Municipality | Woodbury City |
| Unified School District | Woodbury City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $297,600 (+2.83%) Land $79,500 Building $218,100 | $297,600 (+2.83%) Land $79,500 Building $218,100 | |
| 2025 | $14,079.00 (+1.12%) | $289,400 Land $79,500 Building $209,900 | $289,400 Land $79,500 Building $209,900 |
| 2024 | $13,923.00 | ||
| 2023 | $289,400 Land $79,500 Building $209,900 | $289,400 Land $79,500 Building $209,900 | |
| 2022 | $13,190.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 Harding St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 16, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–1980) |
| Most Recent Claim | Oct 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 Harding St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOODBURY CITY W DEPT serves 10,263 people · EPA ID NJ0822001 |
|---|---|
| Water Source | Purchased surface water from NJ AMERICAN WATER - WESTERN |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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