428 Division St, Erlanger, KY 41018 Property Records

Kenton County property record for 428 Division St, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 925 sqft · built 1966
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$121,000 (Apr 2020)
Tax Bill$1,714 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN015-10-07-025.00

Property Details

APN / Parcel Number

Primary APN015-10-07-025.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area925 sqft Finished Area
Gross Area1,425 sqft

Exterior

Year BuiltBuilt 1966
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions150 ft deep x 67 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number0151007025.00
Street Address428 DIVISION ST
CityERLANGER
StateKY
Zip41018-1407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAYWOOD SEC 2 LOT 93
Legal SubdivisionMAYWOOD
Legal Phase2
Legal Lot Number93
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2016
Census Tract64400

Owner

Source: Kenton County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address428 DIVISION ST, ERLANGER, KY 41018-1407
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 13, 2020 · Amount on Record
Deed SaleApr 13, 2020 · Amount on Record
Prior SaleJul 16, 2009 · Amount on Record
Deed Document Number0000016527
Deed Book / Page16 / 527
Record UpdatedJun 8, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 13, 2020
Property Address428 DIVISION ST, ERLANGER, KY 41018-1407
Document Number0000000059
Book / Page000016 / 000527
Instrument DateMar 27, 2020
Instrument59
Transaction TypeTransfer
Record UpdatedJun 15, 2020
Title CompanyIVY POINTE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$121.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 DIVISION ST ERLANGER KY 410181407, ERLANGER, KY 41018-1407

Mortgage

Document Number60
DateApr 13, 2020
Book Page000M31/000393
Instrument60
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 12, 2050

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,714.00 (+1.54%)$130,000 (-) Land $25,000 Building $105,000$130,000 (-) Land $25,000 Building $105,000
2023$1,688.00$130,000 Land $25,000 Building $105,000$130,000 Land $25,000 Building $105,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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