St. Louis County property record for 434 Covert Ct, Ballwin, MO 63021 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1956 |
| Square Footage | 946 sqft Living Area |
| Lot Size | 19,275 sqft (0.443 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $32,600 (1997) |
| Tax Bill | $2,871.00 (2024) |
| Primary APN | 23R-13-0431 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 946 sqft Living Area |
| Gross Area | 1,624 sqft Gross Area |
| 1st Floor | 946 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | No Foundation Foundation |
| Lot Area | 19,275 sqft (0.443 acres) |
| Depth X Width | 127 ft x 108 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Balcony Area | 21 sqft Balcony |
|---|---|
| Deck Area | 120 sqft Deck |
| Patio Area | 400 sqft Patio |
| Porch Area | 361 sqft Porch |
| Topography | Above Road/Slope Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 434 COVERT CT |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-4903 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BALLWIN HILLS SECTION 7 AMENDED LOT 42 |
| Legal Subdivision | BALLWIN HILLS SECTION 7 AMENDED |
| Legal Lot Number | 42 |
| Jurisdiction | ST LOUIS MO |
| Minor Civil Division | WILDHORSE |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 217923 |
Source: St. Louis County records · APN 23R-13-0431
Assessment roll updated September 29, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 434 COVERT CT, BALLWIN, MO 63021-4903 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 03, 2026 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Mar 02, 2019 | Deed of Trust, Mortgage · Line of Credit REGIONS BK |
| Jan 16, 2019 | Deed of Trust, Mortgage · Line of Credit REGIONS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 18, 1997 · Amount on Record |
| Deed Sale | Dec 18, 1997 · Amount on Record |
| Deed Doc Number | 1997266 |
| Deed Book / Page | 1393 / 1064 |
| Prior Transfer Date | Dec 10, 1997 |
| Prior Transfer Doc | 0000000266 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 03, 2026 |
| Property Address | 434 COVERT CT, BALLWIN, MO 63021-4903 |
| Document Number | 0000000144 |
| Instrument Date | Mar 21, 2026 |
| Instrument | 2026144 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 434 COVERT CT, BALLWIN, MO 63021-4903 |
| Document Number | 0000000144, |
|---|---|
| Date | Apr 03, 2026 |
| Instrument | 2026144 |
| Name | REGIONS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 434 COVERT CT, BALLWIN, MO 63021-4903 |
| Document Number | 0234381115 |
| Instrument Date | Mar 02, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 04, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 434 COVERT CT BALLWIN MO 630214903, BALLWIN, MO 63021-4903 |
| Document Number | 0234381115 |
|---|---|
| Date | Mar 14, 2019 |
| Book Page | 023438/001115 |
| Instrument | 166 |
| Name | REGIONS BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 13, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 434 COVERT CT, BALLWIN, MO 63021-4903 |
| Document Number | 0233742001 |
| Instrument Date | Jan 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 434 COVERT CT BALLWIN MO 630214903, BALLWIN, MO 63021-4903 |
| Document Number | 0233742001 |
|---|---|
| Date | Jan 28, 2019 |
| Book Page | 023374/002001 |
| Instrument | 398 |
| Name | REGIONS BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jan 27, 2026 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $42,920 (+4.96%) Land $25,230 Building $17,690 | $225,900 (+4.97%) Land $132,800 Building $93,100 | |
| 2024 | $2,871.00 (+0.07%) | ||
| 2023 | $2,869.00 (+11.42%) | $40,890 (+18.76%) Land $21,030 Building $19,860 | $215,200 (+18.76%) Land $110,700 Building $104,500 |
| 2022 | $2,575.00 | $34,430 Land $21,030 Building $13,400 | |
| 2021 | $181,200 Land $110,700 Building $70,500 |
Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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