432 Covert Ct, Ballwin, MO 63021 Property Records

St. Louis County property record for 432 Covert Ct, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,854 sqft · built 1956
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Tax Bill	$4,119 (2024)
Deeds & Mortgages	May 2022 Sale Jul 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`23R-13-0514`

Property Details

APN / Parcel Number

Primary APN	`23R-13-0514`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,854 sqft Living Area
Gross Area	2,694 sqft
1st Floor Area	1,854 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	122 ft deep x 136 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Patio Area	207 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	432 COVERT CT
City	BALLWIN
State	MO
Zip	63021-4903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-1
Legal Description	BALLWIN HILLS SEC 7 AMENDED LOTS 40 & 41 BDY ADJ LOT 41 9 17 86
Legal Subdivision	BALLWIN HILLS SEC 7 AMENDED LOTS 40 & 41
Legal Lot Number	40,41
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	1
Census Block	1014
Census Tract	217923

Owner

Source: St. Louis County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	432 COVERT CT, BALLWIN, MO 63021-4903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Beneficiary Deed, Transfer
Jul 24, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 25, 2018
Deed Sale	Jul 25, 2018
Prior Sale	Nov 7, 2003 · Amount on Record
Deed Document Number	201843
Deed Book / Page	23124 / 311
Last Transfer Date	May 16, 2022
Transfer Doc	0000000448
Record Updated	Sep 20, 2026

May 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 19, 2022
Property Address	432 COVERT CT, BALLWIN, MO 63021-4903
Document Number	2022051900448
Map Reference	MB 249 PG 83
Instrument Date	May 16, 2022
Instrument	2022051900448
Transaction Type	Transfer
Record Updated	Oct 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 COVERT CT, BALLWIN, MO 63021-4903

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MO
Recording Date	Jul 24, 2018
Property Address	432 COVERT CT, BALLWIN, MO 63021-4903
Document Number	0231220682
Book / Page	023122 / 000682
Instrument Date	Jun 25, 2018
Instrument	161
Transaction Type	Transfer
Record Updated	Aug 1, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 COVERT CT BALLWIN MO 630214903, BALLWIN, MO 63021-4903

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,970 (+8.72%) Land $25,670 Building $38,300	$336,700 (+8.72%) Land $135,100 Building $201,600
2024	$4,119.00 (+0.07%)
2023	$4,116.00 (+12.4%)	$58,840 (+20.18%) Land $21,390 Building $37,450	$309,700 (+20.18%) Land $112,600 Building $197,100
2022	$3,662.00	$48,960 Land $19,760 Building $29,200
2021			$257,700 Land $104,000 Building $153,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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