St. Louis County property record for 431 Covert Ct, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,297 sqft · built 1956 |
| Lot Size | 0.462 acres (20,160 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $187,900 (Mar 2005) |
| Tax Bill | $3,373 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 23R-4-1-004-1 |
| Primary APN | 23R-4-1-004-1 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,297 sqft Living Area |
| 1st Floor Area | 1,267 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Year Built | Built 1956 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 20,160 sqft (0.462 acres) |
| Lot Dimensions | 140 ft deep x 144 ft wide |
| Garage Area | 628 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 56 sqft |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Balcony | Balcony |
| Balcony Area | 30 sqft |
| Canopy | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 431 COVERT CT |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-4903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 93R-1 |
| Legal Description | BALLWIN HILLS SECTION 7 AMENDED |
| Legal Subdivision | BALLWIN HILLS SECTION 7 AMENDED |
| Legal Lot Number | 39 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | WILDHORSE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 217923 |
Source: St. Louis County records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 431 COVERT CT, BALLWIN, MO 63021-4903 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2005 · Amount on Record |
| Deed Sale | Mar 28, 2005 · Amount on Record |
| Prior Sale | Apr 3, 2003 · Amount on Record |
| Deed Document Number | 2005032800659 |
| Deed Book / Page | 16439 / 829 |
| Record Updated | Jun 8, 2026 |
Source: St. Louis County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $56,390 (+17.21%) Land $24,450 Building $31,940 | $296,800 (+17.22%) Land $128,700 Building $168,100 | |
| 2024 | $3,373.00 (+0.09%) | ||
| 2023 | $3,370.00 (+14.51%) | $48,110 (+22.26%) Land $20,390 Building $27,720 | $253,200 (+22.26%) Land $107,300 Building $145,900 |
| 2022 | $2,943.00 | $39,350 Land $20,390 Building $18,960 | |
| 2021 | $207,100 Land $107,300 Building $99,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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