431 Bluff St, Alton, IL 62002 Property Records

Madison County property record for 431 Bluff St, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,199 sqft · built 1890
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Company Names on File
Tax Bill	$6,339 (2025)
Deeds & Mortgages	Jul 2026 Sale Apr 2024 Mortgage + 1 more
APN	`23-2-07-11-13-304-022`

Property Details

APN / Parcel Number

Primary APN	`23-2-07-11-13-304-022`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,199 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	431 BLUFF ST
City	ALTON
State	IL
Zip	62002-6011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOS CROWE SUB LOT 6 50X120
Legal Subdivision	JOS CROWE SUBD
Legal Lot Number	6
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	1
Census Block	1015
Census Tract	402300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Christian Hill Historic District listed 1978 · 266 contributing resources · NRIS 78001165

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Madison County assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	431 BLUFF ST, ALTON, IL 62002-6011
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed, Transfer
Apr 1, 2024	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Sep 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 23, 2026
Deed Sale	Jul 23, 2026
Deed Document Number	202621254
Prior Transfer Date	Apr 7, 2026
Prior Transfer Doc	0000021254
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Jul 23, 2026
Property Address	431 BLUFF ST, ALTON, IL 62002-6011
Document Number	0000021254
Instrument Date	Apr 7, 2026
Instrument	202621254
Transaction Type	Transfer
Record Updated	Aug 20, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 BLUFF ST, ALTON, IL 62002-6011

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	431 BLUFF ST, ALTON, IL 62002-6011
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008029
Date	Apr 1, 2024
Instrument	2024R08029

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2039

Interest

Rate Type	Fixed Rate
Rate	8.5%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	431 BLUFF ST, ALTON, IL 62002-6011
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024987
Date	Sep 19, 2023
Instrument	2023R24987

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2043

Interest

Rate Type	Fixed Rate
Rate	6.38%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,339.00 (+10.49%)	$90,190 (+35.42%) Land $4,080 Building $86,110	$270,570 (+35.29%) Land $12,240 Building $258,330
2024	$5,737.00 (+17.63%)
2022	$4,877.00	$66,600 Land $3,010 Building $63,590	$200,000 Land $9,039 Building $190,961

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	17 (1978–2019)
Claims Outside the SFHA	2 of 17
Most Recent Claim	Jun 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bluff St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures