434 Ash Ave, Ames, IA 50014 Property Records

Story County property record for 434 Ash Ave, Ames, IA 50014

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,486 sqft · built 1930
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Company Names on Record
Last Sale	$290,000 (Jun 2016)
Tax Bill	$6,652 (2025)
Deeds & Mortgages	Jan 2020 Refinance Dec 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`09-09-275-240`

Property Details

APN / Parcel Number

Primary APN	`09-09-275-240`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,486 sqft Living Area
1st Floor Area	832 sqft
Basement Area	832 sqft
Finished Basement	306 sqft
Unfinished Basement	526 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	330 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	880 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	434 ASH AVE
City	AMES
State	IA
Zip	50014-7064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	GRAY'S SD LOT:7 AMES
Legal Range	24W
Legal Township	83N
Legal Section	09
Legal Subdivision	GRAY'S SD
Legal Lot Number	7
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2006
Census Tract	1101

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	434 ASH AVE, AMES, IA 50014-7064
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GREATER IOWA CREDIT UNION
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREATER IOWA CU
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREAT WESTERN BANK
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK
Aug 1, 2023	Deed of Trust, Mortgage · Line of Credit GREATER IOWA CU
May 9, 2025	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK AMES IOWA
Dec 26, 2025	Intrafamily Transfer, Transfer
Dec 29, 2025	Correction Deed

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2016 · Amount on Record
Deed Sale	Jun 21, 2016 · Amount on Record
Prior Sale	Feb 21, 2012 · Amount on Record
Deed Document Number	20165559
Last Transfer Date	Dec 23, 2025
Transfer Doc	0202510988
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	434 ASH AVE, AMES, IA 50014-7064
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20202000327
Date	Jan 10, 2020
Instrument	202020-00327

Lender

Name	GREATER IOWA CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	434 ASH AVE, AMES, IA 50014-7064
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202015669
Date	Dec 30, 2020
Instrument	2020-15669

Lender

Name	GREATER IOWA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	434 ASH AVE, AMES, IA 50014-7064
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202102246
Date	Feb 22, 2021
Instrument	2021-02246

Lender

Name	GREAT WESTERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 10, 2031

Interest

Rate Type	Adjustable Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	434 ASH AVE, AMES, IA 50014-7064
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202201689
Date	Feb 24, 2022
Instrument	2022-01689

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	434 ASH AVE, AMES, IA 50014-7064
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 ASH AVE, AMES, IA 50014-7064

Mortgage

Document Number	0202305248
Date	Aug 1, 2023
Instrument	2023-05248

Lender

Name	GREATER IOWA CU
Type	Credit Union
Address	AMES, IA 50010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 31, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	434 ASH AVE, AMES, IA 50014-7064
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 ASH AVE, AMES, IA 50014-7064

Mortgage

Document Number	0202503324
Date	May 9, 2025
Instrument	2025-03324

Lender

Name	FIRST NATIONAL BANK AMES IOWA
Type	Bank
Address	AMES, IA 50010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STORY IA
Recording Date	Dec 26, 2025
Property Address	434 ASH AVE, AMES, IA 50014-7064
Document Number	0202510921
Instrument Date	Dec 23, 2025
Instrument	2025-10921
Transaction Type	Transfer
Record Updated	Jan 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	434 ASH AVE, AMES, IA 50014-7064

December 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	STORY IA
Recording Date	Dec 29, 2025
Property Address	434 ASH AVE, AMES, IA 50014-7064
Document Number	0202510988
Instrument Date	Dec 23, 2025
Instrument	2025-10988
Record Updated	Jan 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	434 ASH AVE, AMES, IA 50014-7064

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,652.00 (+9.05%) Homeowner's exemption	$494,600 (+19.96%) Land $106,700 Building $387,900	$494,600 (+19.96%) Land $106,700 Building $387,900
2024	$6,100.00 (+20.27%)
2023		$412,300 Land $77,600 Building $334,700	$412,300 Land $77,600 Building $334,700
2022	$5,072.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ISU state or territorial government · serves 42,000 people · EPA ID IA8503528
Water Source	Purchased groundwater from AMES WATER TREATMENT PLANT
Last State Inspection	Jun 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, ICS Advanced Technologies.

Nearby Properties on Ash Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures