Story County property record for 428 Ash Ave, Ames, IA 50014
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,908 sqft · built 1995 |
| Lot Size | 0.552 acres (24,041 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $365,000 (Dec 2017) |
| Tax Bill | $7,724 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-09-275-260 |
| Primary APN | 09-09-275-260 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,908 sqft Living Area |
| 1st Floor Area | 1,908 sqft |
| Basement Area | 1,908 sqft |
| Finished Basement | 1,431 sqft |
| Unfinished Basement | 477 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,041 sqft (0.552 acres) |
| Garage Type | Attached |
| Garage Area | 592 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 217 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 428 ASH AVE |
|---|---|
| City | AMES |
| State | IA |
| Zip | 50014-7064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | GRAY'S SD LOT 5 & S6' E260' & S10' W70' LOT 4 |
| Legal Range | 24W |
| Legal Township | 83N |
| Legal Section | 09 |
| Legal Subdivision | GRAY'S SD |
| Legal Lot Number | 4,5 |
| Jurisdiction | STORY IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 1101 |
Source: Story County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 120 MEADOW OAK CT, DOUBLE OAK, TX 75077-8263 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2017 · Amount on Record |
| Deed Sale | Dec 11, 2017 · Amount on Record |
| Deed Document Number | 201712462 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 428 ASH AVE, AMES, IA 50014-7064 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201700012463 |
|---|---|
| Date | Dec 11, 2017 |
| Instrument | 2017-00012463 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Ames City |
| County | Story County |
| Unified School District | Ames Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,724.00 (+10.25%) | $561,700 (+16.29%) Land $109,400 Building $452,300 | $561,700 (+16.29%) Land $109,400 Building $452,300 |
| 2024 | $7,006.00 (+11.92%) | ||
| 2023 | $483,000 Land $93,000 Building $390,000 | $483,000 Land $93,000 Building $390,000 | |
| 2022 | $6,260.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ISU state or territorial government · serves 42,000 people · EPA ID IA8503528 |
|---|---|
| Water Source | Purchased groundwater from AMES WATER TREATMENT PLANT |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, ICS Advanced Technologies.
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