430 Ash Ave, Ames, IA 50014 Property Records

Story County property record for 430 Ash Ave, Ames, IA 50014

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,781 sqft · built 1920
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,000 (May 2012)
Tax Bill	$4,540 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-09-275-250`

Property Details

APN / Parcel Number

Primary APN	`09-09-275-250`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,781 sqft Living Area
1st Floor Area	610 sqft
Basement Area	940 sqft
Unfinished Basement	817 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	330 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	430 ASH AVE
City	AMES
State	IA
Zip	50014-7064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	GRAY'S SD LOT:6 AMES
Legal Range	24W
Legal Township	83N
Legal Section	09
Legal Subdivision	GRAY'S SD
Legal Lot Number	6
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2006
Census Tract	1101

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	430 ASH AVE, AMES, IA 50014-7064
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2018	Deed of Trust, Mortgage GREATER IOWA CREDIT UNION
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREATER IOWA CU
Jun 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage PREMIER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2012 · Amount on Record
Deed Sale	May 21, 2012 · Amount on Record
Deed Document Number	20125358
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	430 ASH AVE, AMES, IA 50014-7064
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201802867
Date	Apr 11, 2018
Instrument	2018-02867

Lender

Name	GREATER IOWA CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	33 Months
Due	Jan 1, 2021

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	430 ASH AVE, AMES, IA 50014-7064
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202007745
Date	Jul 14, 2020
Instrument	2020-07745

Lender

Name	GREATER IOWA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

Interest

Rate Type	Fixed Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	430 ASH AVE, AMES, IA 50014-7064
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202205648
Date	Jun 10, 2022
Instrument	2022-05648

Lender

Name	PREMIER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 31, 2027

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,540.00 (+25.97%) Homeowner's exemption	$341,000 (+31.81%) Land $106,700 Building $234,300	$341,000 (+31.81%) Land $106,700 Building $234,300
2024	$3,604.00 (-1.74%)
2023		$258,700 Land $56,700 Building $202,000	$258,700 Land $56,700 Building $202,000
2022	$3,668.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ISU state or territorial government · serves 42,000 people · EPA ID IA8503528
Water Source	Purchased groundwater from AMES WATER TREATMENT PLANT
Last State Inspection	Jun 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, ICS Advanced Technologies.

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