434 8th Ave, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 434 8th Ave, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 936 sqft · built 1950
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$139,900 (Sep 2020)
Tax Bill	$2,870 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051-425-013-00`

Property Details

APN / Parcel Number

Primary APN	`051-425-013-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	930 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	130 ft deep x 65 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	434 8TH AVE
City	THREE RIVERS
State	MI
Zip	49093-1034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 21 HEYWOOD SUBDIV. CITY OF THREE RIVERS.
Legal Subdivision	CITY OF THREE RIVERS
Legal Lot Number	21
Jurisdiction	ST JOSEPH MI
Township / Civil Division	THREE RIVERS
Census Block Group	1
Census Block	1016
Census Tract	40400

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	434 8TH AVE, THREE RIVERS, MI 49093-1034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 20, 2018	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP
Mar 21, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2020 · Amount on Record
Deed Sale	Sep 22, 2020 · Amount on Record
Prior Sale	Nov 20, 2018 · Amount on Record
Deed Document Number	20205842
Prior Transfer Date	Aug 1, 2008
Prior Transfer Doc	1496/0308
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 22, 2020
Property Address	434 8TH AVE, THREE RIVERS, MI 49093-1034
Document Number	2020005842
Map Reference	LB 2 PG 80
Instrument Date	Aug 28, 2020
Instrument	2020005842
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	434 8TH AVE, 434, THREE RIVERS, MI 49093-1034

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Sep 22, 2020

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Nov 20, 2018
Property Address	434 8TH AVE, THREE RIVERS, MI 49093-1034
Document Number	01939/0304
Book / Page	1939 / 0304
Map Reference	LB2 PG80
Instrument Date	Oct 5, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$997.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	434 8TH AVE, 434, THREE RIVERS, MI 49093-1034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 8TH AVE, THREE RIVERS, MI 49093-1034

Mortgage

Document Number	0001939306
Date	Nov 20, 2018
Instrument	1939/306

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Mar 21, 2018
Property Address	434 8TH AVE, THREE RIVERS, MI 49093-1034
Document Number	1907/0814
Book / Page	1907 / 0814
Instrument Date	Dec 19, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 SPRING ST, 301, THREE RIVERS, MI 49093-1904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 8TH AVE, THREE RIVERS, MI 49093-1034
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Three Rivers City
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,800 (+8.13%) Land $4,000 Building $83,800	$175,600 (+8.13%) Land $8,000 Building $167,600
2025	$2,870.00 (+13.39%) Homeowner's exemption	$81,200 (+28.68%) Land $4,000 Building $77,200	$162,400 (+28.68%) Land $8,000 Building $154,400
2023		$63,100 Land $2,400 Building $60,700	$126,200 Land $4,800 Building $121,400
2022	$2,531.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Nearby Flood Policies	44 units insured incl. 33 condo units
Nearby Flood Claims	20 (1981–2020)
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS serves 7,905 people · EPA ID MI0006610
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, Spectrum.

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