401 8th Ave, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 401 8th Ave, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,132 sqft · built 1963
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Oct 2020)
Tax Bill	$2,486 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Feb 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051-405-024-01`

Property Details

APN / Parcel Number

Primary APN	`051-405-024-01`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,132 sqft Living Area
1st Floor Area	1,132 sqft
Basement Area	1,132 sqft
Unfinished Basement	1,150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	401 8TH AVE
City	THREE RIVERS
State	MI
Zip	49093-1033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOTS 49 & 50 BROOKLYN HEIGHTS ADD. CITY OF THREE RIVERS.
Legal Subdivision	BROOKLYN HEIGHTS
Legal Lot Number	49-50
Jurisdiction	ST JOSEPH MI
Township / Civil Division	THREE RIVERS
Census Block Group	1
Census Block	1017
Census Tract	40400

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 8TH AVE, THREE RIVERS, MI 49093-1033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Feb 25, 2020	Deed, Transfer
Jan 16, 2019	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2020 · Amount on Record
Deed Sale	Oct 14, 2020 · Amount on Record
Prior Sale	Feb 25, 2020 · Amount on Record
Deed Document Number	20206576
Prior Transfer Date	May 17, 1996
Prior Transfer Doc	0759000028
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Oct 14, 2020
Property Address	401 8TH AVE, THREE RIVERS, MI 49093-1033
Document Number	2020006576
Map Reference	LB 1 PG 40
Instrument Date	Oct 2, 2020
Instrument	2020006576
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	OAK TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$137.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	53225 DAY RD, 53225, MARCELLUS, MI 49067-9499

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 8TH AVE, THREE RIVERS, MI 49093-1033

Mortgage

Date	Oct 14, 2020

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Feb 25, 2020
Property Address	401 8TH AVE, THREE RIVERS, MI 49093-1033
Document Number	1997/642
Book / Page	1997 / 642
Map Reference	LB 1 PG 40
Instrument Date	Feb 3, 2020
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Amount	Amount Recorded
Tax	$559.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9380 EXCELSIOR BLVD, 9380, HOPKINS, MN 55343-3444

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	53225 DAY RD, MARCELLUS, MI 49067-9499

January 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jan 16, 2019
Property Address	401 8TH AVE, THREE RIVERS, MI 49093-1033
Document Number	1945/0597
Book / Page	1945 / 0597
Map Reference	LB 1 PG 40
Instrument Date	Jan 10, 2019
Transaction Type	Foreclosure
Record Updated	Jul 22, 2021

Transaction

Amount	Amount Recorded
Tax	$71.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4801 FREDERICA ST, OWENSBORO, KY 42301-7441
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Three Rivers City
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,600 (+39.57%) Land $6,000 Building $71,600	$155,200 (+39.57%) Land $12,000 Building $143,200
2025	$2,486.00 (+13.36%) Homeowner's exemption
2023		$55,600 Land $3,800 Building $51,800	$111,200 Land $7,600 Building $103,600
2022	$2,193.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Nearby Flood Policies	44 units insured incl. 33 condo units
Nearby Flood Claims	20 (1981–2020)
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS serves 7,905 people · EPA ID MI0006610
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, Spectrum.

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