419 8th Ave, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 419 8th Ave, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 940 sqft · built 1960
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (Apr 2005)
Tax Bill	$1,312 (2025)
Deeds & Mortgages	Mar 2023 Second Mortgage Apr 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`051-405-025-02`

Property Details

APN / Parcel Number

Primary APN	`051-405-025-02`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	940 sqft Living Area
1st Floor Area	940 sqft
Basement Area	940 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	125 ft deep x 65.5 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	419 8TH AVE
City	THREE RIVERS
State	MI
Zip	49093-1033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 45 & E 17 FT OF LOT 46 BROOKLYN HEIGHTS ADDITION CITY OF THREE RIVERS.
Legal Subdivision	BROOKLYN ADDITION
Legal Lot Number	45,46
Jurisdiction	ST JOSEPH MI
Township / Civil Division	THREE RIVERS
Census Block Group	1
Census Block	1017
Census Tract	40400

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	419 8TH AVE, THREE RIVERS, MI 49093-1033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ARBOR FINANCIAL CU
Apr 24, 2017	Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU
Feb 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage ARBOR FINANCIAL CU
Dec 11, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage ARBOR FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2005 · Amount on Record
Deed Sale	Apr 18, 2005 · Amount on Record
Prior Sale	Jul 19, 2000
Deed Book / Page	1299 / 8
Last Transfer Date	Nov 26, 2018
Transfer Doc	01942/0173
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	419 8TH AVE, THREE RIVERS, MI 49093-1033
Transaction Type	Mortgage
Record Updated	Mar 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 8TH AVE, THREE RIVERS, MI 49093-1033

Mortgage

Document Number	2023001594
Date	Mar 10, 2023
Instrument	2023001594

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2033

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	419 8TH AVE, THREE RIVERS, MI 49093-1033
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01867/0257
Date	Apr 24, 2017
Book Page	1867/0257

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 25, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	419 8TH AVE, THREE RIVERS, MI 49093-1033
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	TITLE RESOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 8TH AVE, THREE RIVERS, MI 49093-1033

Mortgage

Document Number	2022001474
Date	Feb 15, 2022
Instrument	2022001474

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2042

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Dec 11, 2018
Property Address	419 8TH AVE, THREE RIVERS, MI 49093-1033
Document Number	01942/0173
Book / Page	1942 / 0173
Map Reference	LB1 PG40
Instrument Date	Nov 26, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	419 8TH AVE, 419, THREE RIVERS, MI 49093-1033

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	419 8TH AVE, THREE RIVERS, MI 49093-1033

Mortgage

Document Number	0001942175
Date	Dec 11, 2018
Instrument	1942/175

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2033

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Three Rivers City
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,500 (+8.57%) Land $4,000 Building $50,500	$109,000 (+8.57%) Land $8,000 Building $101,000
2025	$1,312.00 (+13.3%) Homeowner's exemption	$50,200 (+27.74%) Land $3,900 Building $46,300	$100,400 (+27.74%) Land $7,800 Building $92,600
2023		$39,300 Land $2,500 Building $36,800	$78,600 Land $5,000 Building $73,600
2022	$1,158.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Nearby Flood Policies	44 units insured incl. 33 condo units
Nearby Flood Claims	20 (1981–2020)
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS serves 7,905 people · EPA ID MI0006610
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, Spectrum.

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