4331 Hidden Lakes Dr E, Niceville, FL 32578 Property Records

Okaloosa County property record for 4331 Hidden Lakes Dr E, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,226 sqft · built 1994
Lot Size	0.2 acres (8,720 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Dec 2025)
Tax Bill	$1,864 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-596-1473-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-1473-5`
Alternative APN	`22-1S-22-2000-0000-0210`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,226 sqft Heated Area
Gross Area	2,948 sqft
1st Floor Area	1,484 sqft
Upper Floors Area	742 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	8,720 sqft (0.2 acres)
Garage Type	Finished
Garage Area	420 sqft
Porch	Open Porch
Porch Area	29 sqft
Patio Area	273 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4331 HIDDEN LAKES DR E
City	NICEVILLE
State	FL
Zip	32578-4196
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN LAKES LOT 21
Legal Range	22
Legal Township	01S
Legal Section	22
Legal Subdivision	HIDDEN LAKES
Legal Lot Number	21
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	3
Census Block	3017
Census Tract	21002

Owner

Source: Okaloosa County records · APN C56-000-596-1473-5

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4331 HIDDEN LAKES DR E, NICEVILLE, FL 32578-4196
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 23, 2025 · Amount on Record
Deed Sale	Dec 23, 2025 · Amount on Record
Deed Document Number	3790322
Record Updated	Jun 08, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 23, 2025
Property Address	4331 HIDDEN LAKES DR E, NICEVILLE, FL 32578-4196
Document Number	0003790322
Map Reference	MB 14 PG 1&2
Instrument Date	Dec 23, 2025
Instrument	3790322
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4331 HIDDEN LAKES DR E, NICEVILLE, FL 32578-4196

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4331 HIDDEN LAKES DR E, NICEVILLE, FL 32578-4196

Mortgage

Document Number	0003790323
Date	Dec 23, 2025
Instrument	3790323

Lender

Name	EGLIN FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,864.00 (+2.64%) Homeowner's exemption Widower's exemption	$194,809 (+5.99%)	$389,005 (+0.85%) Land $101,246 Building $287,759
2023	$1,816.00 (+2.95%) Homeowner's exemption	$183,805 (+3%)	$385,732 (+6.1%) Land $93,597 Building $292,135
2022	$1,764.00 Homeowner's exemption	$178,451	$363,564 Land $89,140 Building $274,424

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 218 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 units insured incl. 60 condo units
Nearby Flood Claims	89 (1994–2020)
Claims Outside the SFHA	20 of 89
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 49 claims Hurricane Georges, Sep 1998 · 15 claims Hurricane Opal, Oct 1995 · 17 claims

Wildfire

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 324 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.