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  3. Nassau County
  4. Callahan
  5. Ratliff Rd

43369 Ratliff Rd, Callahan, FL 32011 Property Records

Nassau County property record for 43369 Ratliff Rd, Callahan, FL 32011

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,920 sqft · built 2024
Lot Size1.25 acres (54,450 sqft)
Owner2 Individual Names on Record
Last Sale$55,000 (Dec 2022)
Tax Bill$5,276 (2025)
Deeds & MortgagesFeb 2026 Mortgage
May 2023 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN16-1N-25-2900-0009-0010

Property Details

APN / Parcel Number

Primary APN16-1N-25-2900-0009-0010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,920 sqft Living Area
Gross Area2,520 sqft
1st Floor Area1,920 sqft
FlooringCarpet
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleMobile Home
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area54,450 sqft (1.25 acres)
Garage TypeAttached
Garage Area600 sqft
PorchFinished/Open Porch
Porch Area96 sqft
Patio Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Street Address43369 RATLIFF RD
CityCALLAHAN
StateFL
Zip32011-8249
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOR
Legal DescriptionPT OF LOT 9 (SEC 20-1N-25) IN OR 2607/533 (EX S-3) RATLIFF ACRES UNR
Legal Range25E
Legal Township01N
Legal Section20
Legal SubdivisionRATLIFF ACRES
Legal Block10
Legal Lot Number9
JurisdictionNASSAU FL
Township / Civil DivisionCALLAHAN-HILLIARD
Census Block Group3
Census Block3000
Census Tract50505

Owner

Source: Nassau County records, as of March 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address43201 PINERIDGE DR, CALLAHAN, FL 32011-7286
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2026Deed of Trust, Mortgage · Conventional Mortgage
FIRST FEDERAL BANK
May 8, 2023Deed of Trust, Mortgage · Conventional Mortgage
FIRST FEDERAL BANK
Dec 9, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 16, 2021Warranty Deed, Transfer
NOT AVAILABLE, PRO TECH TITLE & TRUST LLC
Oct 12, 2021Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION
May 27, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 9, 2022 · Amount on Record
Deed SaleDec 9, 2022 · Amount on Record
Prior SaleNov 16, 2021 · Amount on Record
Deed Document Number202240367
Deed Book / Page2607 / 533
Prior Transfer DateSep 29, 2021
Prior Transfer Doc0025040750
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address43369 RATLIFF RD, CALLAHAN, FL 32011-8249
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address43369 RATLIFF RD, CALLAHAN, FL 32011-8249

Mortgage

Document Number0028480604
DateFeb 19, 2026
Book Page2848/604
Instrument202645004876
Lender
NameFIRST FEDERAL BANK
TypeBank
AddressJACKSONVILLE, FL 32246
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address43369 RATLIFF RD, CALLAHAN, FL 32011-8249
Transaction TypeMortgage
Record UpdatedFeb 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address43201 PINERIDGE DR, CALLAHAN, FL 32011-7286

Mortgage

Document Number0026361847
DateMay 8, 2023
Book Page2636/1847
Instrument202345013269
Lender
NameFIRST FEDERAL BANK
TypeBank
AddressJACKSONVILLE, FL 32246
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term373 Months
DueJun 1, 2054

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateDec 9, 2022
Property Address43369 RATLIFF RD, CALLAHAN, FL 32011-8249
Document Number0026070533
Book / Page2607 / 533
Instrument DateDec 9, 2022
Instrument202245040367
Transaction TypeTransfer
Record UpdatedFeb 29, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$385.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address43154 WOODLAND LN, CALLAHAN, FL 32011-8267

Transferred To (Grantee/Buyer)

NameVerified Name
Address43201 PINERIDGE DR, CALLAHAN, FL 32011-7286

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateNov 16, 2021
Property Address43369 RATLIFF RD, CALLAHAN, FL 32011-8249
Document Number0025140244
Book / Page2514 / 244
Instrument DateNov 16, 2021
Instrument202145042591
Transaction TypeTransfer
Record UpdatedFeb 29, 2024
Title CompanyNOT AVAILABLE, PRO TECH TITLE & TRUST LLC

Transaction

AmountAmount Recorded
Tax$385.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address43334 FREEDOM DR, CALLAHAN, FL 32011-7269

Transferred To (Grantee/Buyer)

NameVerified Name
Address43154 WOODLAND LN, CALLAHAN, FL 32011-8267

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNASSAU FL
Recording DateOct 12, 2021
Property Address43369 RATLIFF RD, CALLAHAN, FL 32011-8249
Document Number0025040750
Book / Page2504 / 750
Instrument DateSep 29, 2021
Instrument202145038068
Transaction TypeTransfer
Record UpdatedFeb 29, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNASSAU FL
Recording DateMay 27, 2021
Property Address43369 RATLIFF RD, CALLAHAN, FL 32011-8249
Document Number0024651094
Book / Page2465 / 1094
Instrument DateMay 27, 2021
Instrument202145019852
Transaction TypeTransfer
Record UpdatedFeb 29, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address43334 FREEDOM DR, CALLAHAN, FL 32011-7269

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,276.00 (+505.74%) Homeowner's exemption$384,086 (+588.94%)$476,686 (+755.04%) Land $56,250 Building $420,436
2024$871.00 (-2.02%)$55,750 (-) Land $43,750 Building $12,000$55,750 (-) Land $43,750 Building $12,000
2023$889.00 (+15.3%)$55,750 (+8.78%) Land $43,750 Building $12,000$55,750 (+8.78%) Land $43,750 Building $12,000
2022$771.00$51,250 Land $43,750 Building $7,500$51,250 Land $43,750 Building $7,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 50 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies50 in force
Nearby Flood Claims11 (2008–2017)
Claims Outside the SFHA3 of 11
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 9 claims
  • Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber		2,000 / 2,000
Xfinity
Cable		1,200 / 35

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